2608 Cardinal Dr, Columbia, MO 65201 Property Records

Boone County property record for 2608 Cardinal Dr, Columbia, MO 65201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,828 sqft · built 1973
Lot Size	0.238 acres (10,400 sqft)
Owner	Individual Name on File
Last Sale	$149,100 (Dec 2020)
Tax Bill	$2,335 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-411-00-02-089-00`

Property Details

APN / Parcel Number

Primary APN	`17-411-00-02-089-00`
Alternative APN	`17-411-00-02-089.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Wood
Lot Area	10,400 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Porch	Slab
Deck Area	140 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	2608 CARDINAL DR
City	COLUMBIA
State	MO
Zip	65201-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TOWNE SOUTH 4 LOT 34
Legal Range	12W
Legal Township	48N
Legal Section	17
Legal Subdivision	TOWNE SOUTH 4
Legal Lot Number	34
Jurisdiction	BOONE MO
Township / Civil Division	COLUMBIA
Census Block Group	4
Census Block	4012
Census Tract	1001

Owner

2608 Cardinal Dr is owned and occupied by an individual who bought it in December 2020.

Source: Boone County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2608 CARDINAL DR, COLUMBIA, MO 65201-6220
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF BOONE COUNTY
Dec 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CENTRAL BANK OF BOONE COUNTY
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL BK/BOONE CNTY
Aug 22, 2019	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Jun 18, 2007 · Amount on File
Deed Document Number	202032540
Deed Book / Page	5330 / 73
Prior Transfer Date	Dec 3, 2020
Prior Transfer Doc	0000032540
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2608 CARDINAL DR, COLUMBIA, MO 65201-6220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002259
Date	Jan 25, 2021
Book Page	5352/158
Instrument	2021002259

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 18, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE MO
Recording Date	Dec 16, 2020
Property Address	2608 CARDINAL DR, COLUMBIA, MO 65201-6220
Document Number	2020032540
Book / Page	5330 / 73
Map Reference	MB 9 PG 43
Instrument Date	Dec 3, 2020
Instrument	2020032540
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	BOONE CENTRAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 CARDINAL DR, COLUMBIA, MO 65201-6220

Mortgage

Document Number	2020032541
Date	Dec 16, 2020
Instrument	2020032541

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000032542
Date	Dec 16, 2020
Book Page	5330/75
Instrument	2020032542

Lender

Name	CENTRAL BANK OF BOONE COUNTY
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2608 CARDINAL DR, COLUMBIA, MO 65201-6220
Document Number	0000032542
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 CARDINAL DR COLUMBIA MO 652016220, COLUMBIA, MO 65201-6220

Mortgage

Document Number	0000032542
Date	Dec 16, 2020
Book Page	005330/000075
Instrument	32542

Lender

Name	CENTRAL BK/BOONE CNTY
Address	COLUMBIA, MO 65201-4444

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2608 CARDINAL DR, COLUMBIA, MO 65201-6220
Document Number	0000016303
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2604 CARDINAL DR COLUMBIA MO 652016220, COLUMBIA, MO 65201-6220

Mortgage

Document Number	0000016303
Date	Aug 28, 2019
Book Page	005070/000012
Instrument	16303

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PO BOX 6015, COLUMBIA, MO 65205-6015

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2608 Cardinal Dr was $2,335.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,663 (-) Land $3,705 Building $31,958
2025	$2,335.00	$35,663 Land $3,705 Building $31,958	$187,700 Land $19,500 Building $168,200
2023	$2,083.00 (+8.1%)	$31,141 Land $3,705 Building $27,436	$163,900 Land $19,500 Building $144,400
2022	$1,927.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2608 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2608 Cardinal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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