2608 Cardinal Crest Ct, Washington, MO 63090 Property Records

Franklin County property record for 2608 Cardinal Crest Ct, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,580 sqft · built 2005
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-7-36.0-0-018-030.280`

Property Details

APN / Parcel Number

Primary APN	`10-7-36.0-0-018-030.280`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	2608 CARDINAL CREST CT
City	WASHINGTON
State	MO
Zip	63090-5583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT:74 STONE CREST 3
Legal Range	01W
Legal Township	44
Legal Section	36
Legal Subdivision	STONE CREST
Legal Block	18
Legal Lot Number	74
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2009
Census Tract	800202

Owner

2608 Cardinal Crest Ct is owned and occupied by an individual who acquired it in July 2005.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2608 CARDINAL CREST CT, WASHINGTON, MO 63090-5583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage GUILD MTG
May 24, 2019	Deed of Trust, Mortgage GUILD MTG
Apr 12, 2017	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2005
Deed Sale	Jul 27, 2005
Deed Document Number	2005-17625
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2608 CARDINAL CREST CT, WASHINGTON, MO 63090-5583
Document Number	0000014708
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2608 CARDINAL CREST CT WASHINGTON MO 630905583, WASHINGTON, MO 63090-5583

Mortgage

Document Number	0000014708
Date	Sep 4, 2020
Instrument	14708

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 3, 2040

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2608 CARDINAL CREST CT, WASHINGTON, MO 63090-5583
Document Number	0000006642
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2608 CARDINAL CREST CT WASHINGTON MO 630905583, WASHINGTON, MO 63090-5583

Mortgage

Document Number	0000006642
Date	May 31, 2019
Instrument	6642

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	276 Months
Due	May 30, 2042

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2608 CARDINAL CREST CT, WASHINGTON, MO 63090-5583
Document Number	0000005457
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2608 CARDINAL CREST CT WASHINGTON MO 630905583, WASHINGTON, MO 63090-5583

Mortgage

Document Number	0000005457
Date	Apr 17, 2017
Instrument	5457

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 16, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 2608 Cardinal Crest Ct was $3,079.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,079.00	$55,265	$290,870 Land $65,000 Building $225,870
2023	$2,682.00 (-12.78%)	$47,255	$248,710 Land $65,000 Building $183,710
2022	$3,075.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2608 Cardinal Crest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2608 Cardinal Crest Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	FRANKLIN COUNTY PWSD 3
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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