2608 Babaco St, Spring Valley, CA 91977 Property Records

San Diego County property record for 2608 Babaco St, Spring Valley, CA 91977

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,741 sqft · built 2023
Owner	2 Individual Names on File
Last Sale	$753,000 (Apr 2023)
Tax Bill	$11,229 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505-672-42-14`

Property Details

APN / Parcel Number

Primary APN	`505-672-42-14`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,741 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2608 BABACO ST
City	SPRING VALLEY
State	CA
Zip	91977-3601
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 3 US 14 PER DOC22-0359753&UND INT IN PHASE 3 TR 016512
Legal Subdivision	CRESTLINE PHASE 3
Legal Tract	016512
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	13504

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2608 BABACO ST, SPRING VALLEY, CA 91977-3601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Dec 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Apr 20, 2023	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	2023104076
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2608 BABACO ST, SPRING VALLEY, CA 91977-3601
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	UNKNOWN, FNTG LENDERS DIRECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 BABACO ST 14, 14, SPRING VALLEY, CA 91977-3601

Mortgage

Document Number	0000021027
Date	Jan 23, 2026
Instrument	2026-0021027

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2608 BABACO ST, SPRING VALLEY, CA 91977-3601
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 BABACO ST 14, 14, SPRING VALLEY, CA 91977-3601

Mortgage

Document Number	0000346912
Date	Dec 9, 2025
Instrument	2025-0346912

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2023
Property Address	2608 BABACO ST, SPRING VALLEY, CA 91977-3601
Document Number	0000104076
Map Reference	DOC 2022-0359753
Instrument Date	Jan 18, 2023
Instrument	2023-0104076
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2608 BABACO ST, SPRING VALLEY, CA 91977-3601

Mortgage

Document Number	0000104077
Date	Apr 20, 2023
Instrument	2023-0104077

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	7.62%
Max Rate At Change	12.6%
Index	Other
Margin	4
Max Rate	12.6%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$799,076 (+2%) Land $451,013 Building $348,063
2025	$11,229.00 (+54.24%) Homeowner's exemption	$783,409 (+69.99%) Land $442,170 Building $341,239
2023	$7,280.00	$460,854 Land $141,854 Building $319,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, Cox Communications.

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