2608 185th Ave E, Lake Tapps (Bonney Lake), WA 98391 Property Records

Pierce County property record for 2608 185th Ave E, Lake Tapps, WA 98391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 2,686 sqft · built 1979
Lot Size	0.45 acres (19,595 sqft)
Owner	2 Trust Names on File
Last Sale	$821,000 (Nov 2023)
Tax Bill	$7,598 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`505000-2-250`

Property Details

APN / Parcel Number

Primary APN	`505000-2-250`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,686 sqft Living Area
Gross Area	3,262 sqft
Upper Floors Area	1,386 sqft
Basement Area	1,012 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	19,595 sqft (0.45 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	256 sqft
Patio Area	256 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2608 185TH AVE E
City	LAKE TAPPS
State	WA
Zip	98391-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 32 LAKE TAPPS DRIFTWOOD POINT L 14 B 4 TOG/W COMM PROP INT IN COMMON AREA
Legal Range	05
Legal Township	20
Legal Section	09
Legal Subdivision	LAKE TAPPS DRIFTWOOD POINT
Legal Block	4
Legal Lot Number	14
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	2
Census Block	2009
Census Tract	70314

Owner

2608 185th Ave E is held in a trust since November 2023.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	916 SILVERTIP DR, DIAMOND BAR, CA 91765-1883
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Deed Document Number	2023338
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 3, 2026
Property Address	2608 185TH AVE E, LAKE TAPPS, WA 98391-9456
Document Number	0000000138
Instrument Date	May 29, 2026
Instrument	2026138
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000000138,
Date	Jun 3, 2026
Instrument	2026138

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 9, 2023
Property Address	2608 185TH AVE E, LAKE TAPPS, WA 98391-9456
Document Number	0011090338
Map Reference	VOL 18 PG 21
Instrument Date	Oct 31, 2023
Instrument	202311090338
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,668.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	916 SILVERTIP DR, DIAMOND BAR, CA 91765-1883

Mortgage

Document Number	0011090339
Date	Nov 9, 2023
Instrument	202311090339

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2608 185TH AVE E, LAKE TAPPS, WA 98391-9456
Transaction Type	Mortgage
Record Updated	Sep 8, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2608 185TH AVE E, LAKE TAPPS, WA 98391-9456

Mortgage

Document Number	0008280002
Date	Aug 28, 2023
Instrument	202308280002

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2608 185th Ave E was $7,598, up 3.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Dieringer School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,598.00 (+3.76%)	$710,800 (-5%) Land $364,500 Building $346,300	$710,800 (-5%) Land $364,500 Building $346,300
2025	$7,323.00 (+9.63%)	$748,200 (+13.47%) Land $374,400 Building $373,800	$748,200 (+13.47%) Land $374,400 Building $373,800
2024	$6,680.00 (-1.29%)	$659,400 (-2.77%) Land $299,600 Building $359,800	$659,400 (-2.77%) Land $299,600 Building $359,800
2023	$6,767.00	$678,200 Land $299,600 Building $378,600	$678,200 Land $299,600 Building $378,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2608 185th Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2608 185th Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Skynet Broadband.

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