2607 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2607 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 873 sqft · built 1948
Lot Size	0.086 acres (3,756 sqft)
Owner	Individual Name on File
Last Sale	$238,000 (May 2025)
Tax Bill	$2,618 (2026)
Deeds & Mortgages	Mar 2023 Transfer Mar 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-03105`

Property Details

APN / Parcel Number

Primary APN	`010-1180-03105`
Alternative APNs	`1000867` `1145473` `1182022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	873 sqft Gross Area
1st Floor Area	873 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Lot Area	3,756 sqft (0.086 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	18 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1182022
Street Address	2607 W 4TH ST
City	DULUTH
State	MN
Zip	55806-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 75 FT SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	119
Legal Lot Number	419
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1011
Census Tract	2600

Owner

2607 W 4th St is owned and occupied by an individual who bought it in May 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2607 W 4TH ST, DULUTH, MN 55806-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 9, 2022	Quit Claim Deed, Transfer Quitclaim
May 31, 2019	Loan Modification, Mortgage ONB BK
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit ONB BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Mar 7, 2023 · Amount on File
Deed Document Number	20251509421
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	0001438822
Record Updated	Sep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 7, 2023
Property Address	2607 W 4TH ST, DULUTH, MN 55806-1420
Document Number	0001462950
Instrument Date	Feb 27, 2023
Instrument	1462950
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 GATES DR SW # BK, BK, ROCHESTER, MN 55902-0969

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 9, 2022
Property Address	2607 W 4TH ST, DULUTH, MN 55806-1420
Document Number	0001438822
Instrument Date	Dec 6, 2021
Instrument	1438822
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2472 GATES DR SW, ROCHESTER, MN 55902-0969
Investor	Possibly a Property Investor

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	2607 W 4TH ST, DULUTH, MN 55806-1420
Document Number	00A1357166
Instrument Date	May 31, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2472 GATES DR SW ROCHESTER MN 559020969, ROCHESTER, MN 55902-0969

Mortgage

Document Number	00A1357166
Date	Jun 21, 2019
Instrument	A1357166

Lender

Name	ONB BK
Address	975 34TH AVE NW # 101, ROCHESTER, MN 55901-6789

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jun 20, 2029

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2607 W 4TH ST, DULUTH, MN 55806-1420
Document Number	0001353732
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001353732
Date	Apr 25, 2019
Instrument	1353732

Lender

Name	ONB BK&TR
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 24, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2607 W 4th St was $2,618.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,618.00
2025		$188,700 (+34.98%) Land $14,200 Building $174,500	$188,700 (+34.98%) Land $14,200 Building $174,500
2024	$10,086.00	$139,800 Land $17,000 Building $122,800	$139,800 Land $17,000 Building $122,800
2022		$75,200 Land $4,200 Building $71,000	$75,200 Land $4,200 Building $71,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2607 W 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2607 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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