2607 Sunset Ln, Finksburg, MD 21048 Property Records

Carroll County property record for 2607 Sunset Ln, Finksburg, MD 21048

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,666 sqft · built 1994
Lot Size	0.926 acres (40,336 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,500 (Jun 2020)
Tax Bill	$7,244 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-065271`

Property Details

APN / Parcel Number

Primary APN	`04-065271`
Alternative APNs	`4065271` `065271`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,666 sqft Total Area
Basement Area	1,020 sqft
Finished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,336 sqft (0.926 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	632 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	065271
Street Address	2607 SUNSET LN
City	FINKSBURG
State	MD
Zip	21048-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT- 0.9266 AC 2607 SUNSET LANE NW OF FINKSBURG
Legal Subdivision	HAWK RIDGE FARM
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3001
Census Tract	504201

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2607 SUNSET LN, FINKSBURG, MD 21048-1812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 23, 2020	Deed, Transfer · Conventional Mortgage GUARANTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Prior Sale	May 24, 2001 · Amount on Record
Deed Book / Page	9732 / 201
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2607 SUNSET LN, FINKSBURG, MD 21048-1812
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106750291
Date	Feb 17, 2022
Book Page	10675/291

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jun 1, 2046

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 23, 2020
Property Address	2607 SUNSET LN, FINKSBURG, MD 21048-1812
Document Number	0097320201
Book / Page	9732 / 201
Instrument Date	May 1, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3697 CLYDESDALE ROAD WAY, REISTERSTOWN, MD 21136-4008

Mortgage

Document Number	0009732209
Date	Jun 23, 2020
Instrument	9732/209

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,244.00 (+1.64%) Homeowner's exemption	$641,533 (+28.4%)	$662,400 (+4.96%) Land $196,900 Building $465,500
2025	$7,127.00 (+26.25%)
2023	$5,645.00	$499,633	$631,100 Land $157,000 Building $474,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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