2607 Stillwater Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2607 Stillwater Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1988
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$212,000 (Jun 2021)
Tax Bill	$3,227 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A892000181`

Property Details

APN / Parcel Number

Primary APN	`A892000181`
Alternative APN	`2-0114-6389-00-0395.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,854 sqft
1st Floor Area	1,202 sqft
Basement Area	1,174 sqft
Finished Basement	350 sqft
Unfinished Basement	824 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A892000181
Street Address	2607 STILLWATER DR
City	O FALLON
State	MO
Zip	63368-6900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAYFIELD #4 LOT 395
Legal Subdivision	BAYFIELD #4
Legal Lot Number	395
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3008
Census Tract	311732

Owner

2607 Stillwater Dr is owned and occupied by an individual who bought it in June 2021.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2607 STILLWATER DR, O FALLON, MO 63368-6900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	May 6, 2015 · Amount on File
Deed Document Number	202150333
Prior Transfer Date	Apr 13, 2012
Prior Transfer Doc	0057640500
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 14, 2021
Property Address	2607 STILLWATER DR, O FALLON, MO 63368-6900
Document Number	2021R050333
Map Reference	MB 28 PG 65&66
Instrument Date	Jun 1, 2021
Instrument	2021R-050333
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	NOT AVAILABLE, ETC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 STILLWATER DR, O FALLON, MO 63368-6900

Mortgage

Document Number	2021R050334
Date	Jun 14, 2021
Instrument	2021R-050334

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 2607 Stillwater Dr was $3,227, up 5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,108 (-)	$263,725 (-) Building $263,725
2025	$3,227.00 (+4.98%)	$50,108	$263,725 Building $263,725
2024	$3,074.00
2023		$46,325
2022			$243,818 Land $50,000 Building $193,818

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2607 Stillwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2607 Stillwater Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20