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2607 Stern Dr E, Jacksonville (Atlantic Beach), FL 32233 Property Records

Duval County property record for 2607 Stern Dr E, Jacksonville, FL 32233

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,305 sqft · built 1978
Lot Size0.186 acres (8,107 sqft)
Owner2 Individual Names on Record
Last Sale$64,400 (Jan 2022)
Tax Bill$3,596 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN168891-0152

Property Details

APN / Parcel Number

Primary APN168891-0152

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,305 sqft Living Area
Gross Area1,584 sqft
1st Floor Area1,305 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,107 sqft (0.186 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeAttached
Garage Area279 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2607 STERN DR E
CityJACKSONVILLE
StateFL
Zip32233-2918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-60
Legal Description36-17 37-2S-29E SCHOONERS BAY UNIT ONE LOT 7 BLK 4
Legal Range29E
Legal Township02S
Legal Section37
Legal SubdivisionSCHOONERS BAY UNIT 01
Legal Block4
Legal Lot Number7
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group3
Census Block3024
Census Tract13904

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2607 STERN DR E, JACKSONVILLE, FL 32233-2918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Quit Claim Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 13, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2022 · Amount on Record
Deed SaleJan 6, 2022 · Amount on Record
Prior SaleApr 18, 2012 · Amount on Record
Deed Document Number20224721
Deed Book / Page20086 / 456
Prior Transfer DateDec 9, 2021
Prior Transfer Doc0200860456
Record UpdatedOct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateJan 6, 2022
Property Address2607 STERN DR E, JACKSONVILLE, FL 32233-2918
Document Number0200860456
Book / Page20086 / 456
Map ReferenceMB 36 PG 17,17A&17B
Instrument DateDec 9, 2021
Instrument2022004721
Transaction TypeTransfer
Record UpdatedJan 20, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$450.80
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 STERN DR E, JACKSONVILLE, FL 32233-2918

Mortgage

Document Number0020086458
DateJan 6, 2022
Instrument20086/458
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2607 STERN DR E, JACKSONVILLE, FL 32233-2918
Document Number0185461788
Instrument DateAug 13, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2607 STERN DR E JACKSONVILLE FL 322332918, JACKSONVILLE, FL 32233-2918

Mortgage

Document Number0185461788
DateSep 28, 2018
Book Page018546/001788
Instrument232561
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 27, 2033

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,310 (-3.69%)$273,902 (-7.45%) Land $125,000 Building $148,902
2025$3,596.00 (+11.92%) Homeowner's exemption$234,986 (+18.67%)$295,952 (+27.66%) Land $145,000 Building $150,952
2024$3,213.00 (+10.03%)
2023$2,920.00 (+16.75%) Homeowner's exemption$198,011 (+12.23%)$231,831 (+19.85%) Land $100,000 Building $131,831
2022$2,501.00 Homeowner's exemption$176,426$193,442 Land $68,000 Building $125,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims4 (2016–2022)
Claims Outside the SFHA2 of 4
Most Recent ClaimNov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATLANTIC BEACH WATER SYSTEM
serves 23,503 people · EPA ID FL2160200
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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