2607 Madison Ave, Otho, IA 50569 Property Records

Webster County property record for 2607 Madison Ave, Otho, IA 50569

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,412 sqft · built 1912
Lot Size	3.55 acres (154,638 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Mar 2023)
Tax Bill	$2,164 (2025)
Deeds & Mortgages	Nov 2008 Mortgage Oct 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1025200011`

Property Details

APN / Parcel Number

Primary APN	`1025200011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	676 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	154,638 sqft (3.55 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2607 MADISON AVE
City	OTHO
State	IA
Zip	50569-7529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25-88-29 PR ELKHORN TWP E 300' S 516' N 581' NE NE
Legal Range	29W
Legal Township	88N
Legal Section	25
Legal Subdivision	PR ELKHORN TWP
Jurisdiction	WEBSTER IA
Township / Civil Division	ELKHORN
Census Block Group	1
Census Block	1020
Census Tract	10300

Owner

2607 Madison Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Webster County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2607 MADISON AVE, OTHO, IA 50569-7529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2008	Deed of Trust, Mortgage · FHA Mortgage COUNTRYWIDE BANK FSB
Oct 11, 2005	Deed of Trust, Mortgage · ARM COUNTRYWIDE HOME LOANS INC
Oct 11, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOME LOANS INC
Mar 16, 2023	Warranty Deed, Transfer · Conventional Mortgage AVAILA BANK
May 6, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Mar 14, 2018	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2023 · Amount on File
Deed Sale	Mar 16, 2023 · Amount on File
Prior Sale	May 6, 2021 · Amount on File
Deed Document Number	2023944
Record Updated	Oct 29, 2026

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	2607 MADISON AVE, OTHO, IA 50569-7529
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200806517
Date	Nov 6, 2008
Instrument	2008-06517

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2038

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	2607 MADISON AVE, OTHO, IA 50569-7529
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200506247
Date	Oct 11, 2005
Instrument	2005-06247

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Type Change Date	Nov 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.75%
Max Rate At Change	10.2%
Index	6-Month LIBOR
Max Rate	15.7%

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER IA
Property Address	2607 MADISON AVE, OTHO, IA 50569-7529
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200506248
Date	Oct 11, 2005
Instrument	2005-06248

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2020

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Mar 16, 2023
Property Address	2607 MADISON AVE, OTHO, IA 50569-7529
Document Number	0202300944
Instrument Date	Feb 27, 2023
Instrument	2023-00944
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$466.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2607 MADISON AVE, OTHO, IA 50569-7529

Mortgage

Document Number	0202300945
Date	Mar 16, 2023
Instrument	2023-00945

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	May 6, 2021
Property Address	2607 MADISON AVE, OTHO, IA 50569-7529
Document Number	0202102394
Instrument Date	Feb 18, 2021
Instrument	2021-02394
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Investor	Possibly a Property Investor

Mortgage

Document Number	0202102395
Date	May 6, 2021
Instrument	2021-02395

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER IA
Recording Date	Mar 14, 2018
Property Address	2607 MADISON AVE, OTHO, IA 50569-7529
Document Number	0201801072
Instrument Date	Mar 8, 2018
Instrument	2018-01072
Transaction Type	Transfer
Record Updated	Apr 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2607 MADISON AVE, OTHO, IA 50569-7529

Mortgage

Document Number	0201801073
Date	Mar 14, 2018
Instrument	2018-01073

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2607 Madison Ave was $2,164 with a homeowner's exemption.

Source: Webster County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Webster County
Unified School District	Southeast Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,170 (+34.11%) Land $75,500 Building $254,670	$330,170 (+34.11%) Land $75,500 Building $254,670
2025	$2,164.00 Homeowner's exemption	$246,200 Land $45,000 Building $201,200	$246,200 Land $45,000 Building $201,200
2024	$2,164.00
2023		$218,220 (+25.04%) Land $30,000 Building $188,220	$218,220 Land $30,000 Building $188,220
2022	$2,040.00	$174,520 Land $30,000 Building $144,520
2021			$174,520 Land $30,000 Building $144,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2607 Madison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 4, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2607 Madison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehigh Valley Cooperative Telephone Association Fiber	1,000 / 500

Nearby Properties on Madison Ave

Nearby Streets

All Otho, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures