2607 Loma St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 2607 Loma St, Silver Spring, MD 20902

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1954
Lot Size	0.154 acres (6,720 sqft)
Owner	Individual Name on Record
Last Sale	$489,900 (Mar 2018)
Tax Bill	$5,627 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01100878`

Property Details

APN / Parcel Number

Primary APN	`13-01100878`
Alternative APN	`01100878`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	560 sqft
Finished Basement	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,720 sqft (0.154 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01100878
Street Address	2607 LOMA ST
City	SILVER SPRING
State	MD
Zip	20902-4841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CARROLL KNOLLS
Legal Subdivision	CARROLL KNOLLS OSTROWS SUB
Legal Block	R
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2010
Census Tract	704000

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2607 LOMA ST, SILVER SPRING, MD 20902-4841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Mar 14, 2018	Grant Deed, Transfer · Conventional with PMI CENTURY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	Nov 21, 2016 · Amount on Record
Deed Book / Page	55761 / 355
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2607 LOMA ST, SILVER SPRING, MD 20902-4841
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	BETHESDA TITLE AND ESCROW, BETHESDA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 LOMA ST, SILVER SPRING, MD 20902-4841

Mortgage

Document Number	0635380283
Date	Jul 20, 2021
Book Page	63538/283

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Jan 1, 2036

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 14, 2018
Property Address	2607 LOMA ST, SILVER SPRING, MD 20902-4841
Document Number	0557610355
Book / Page	055761 / 000355
Instrument Date	Feb 28, 2018
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	BETHESDA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2607 LOMA ST SILVER SPRING MD 209024841, SILVER SPRING, MD 20902-4841

Mortgage

Document Number	557610364
Date	Mar 14, 2018
Book Page	055761/000364

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,233 (+1.54%)	$492,600 (-) Land $283,900 Building $208,700
2025	$5,627.00 (+9.2%)	$477,867 (+1.57%)	$492,600 (+4.7%) Land $283,900 Building $208,700
2023		$470,500 Land $258,900 Building $211,600	$470,500 Land $258,900 Building $211,600
2022	$5,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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