2607 Hope St, Hannibal, MO 63401 Property Records

Marion County property record for 2607 Hope St, Hannibal, MO 63401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 976 sqft · built 1919
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$410 (2025)
Deeds & Mortgages	May 2021 Refinance Jul 2019 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`H9658`

Property Details

APN / Parcel Number

Primary APN	`H9658`
Alternative APN	`010.09.30.4.17.028.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Basement Area	976 sqft
Unfinished Basement	976 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 47.5 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	H9658
Street Address	2607 HOPE ST
City	HANNIBAL
State	MO
Zip	63401-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD MARY L. SMITH, BLK 4, ALL LOT 3 DIM DEED-47.5 X 132
Legal Range	04W
Legal Township	57N
Legal Section	30
Legal Subdivision	MARY L SMITH
Legal Block	4
Legal Lot Number	3
Jurisdiction	MARION MO
Township / Civil Division	MASON
Census Block Group	1
Census Block	1021
Census Tract	960900

Owner

2607 Hope St is owned and occupied by two individuals who acquired it in October 2012.

Source: Marion County records, as of March 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2607 HOPE ST, HANNIBAL, MO 63401-3836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL UNITED MORTGAGE LLC
Jul 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED COMMUNITY CU
Sep 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Mar 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2011
Deed Sale	Nov 10, 2011
Deed Document Number	20113620
Last Transfer Date	Oct 23, 2012
Transfer Doc	2012R003793
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	2607 HOPE ST, HANNIBAL, MO 63401-3836
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R002079
Date	May 27, 2021
Instrument	2021R002079

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	2607 HOPE ST, HANNIBAL, MO 63401-3836
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R001789
Date	Jul 15, 2019
Instrument	2019R001789

Lender

Name	UNITED COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2024

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION MO
Property Address	2607 HOPE ST, HANNIBAL, MO 63401-3836
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R002896
Date	Sep 22, 2025
Instrument	2025R002896

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION MO
Recording Date	Mar 5, 2018
Property Address	2607 HOPE ST, HANNIBAL, MO 63401-3836
Document Number	2018R000608
Instrument Date	Feb 28, 2018
Instrument	2018R000608
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2607 HOPE ST, HANNIBAL, MO 63401-3836

Tax Assessment & Valuation

The 2025 property tax bill for 2607 Hope St was $410, up 6.5% from the year before.

Source: Marion County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Marion County
Municipality	Hannibal City
Unified School District	Hannibal 60 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$410.00 (+6.49%)	$6,340 (+9.88%) Land $320 Building $6,020	$33,390 Land $1,690 Building $31,700
2024	$385.00 (+6.94%)	$5,770 (-) Land $290 Building $5,480
2023	$360.00	$5,770 Land $290 Building $5,480	$30,360 Land $1,540 Building $28,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2607 Hope St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2607 Hope St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANNIBAL PWS serves 17,108 people · EPA ID MO2010344
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Aug 2023 Treatment failure resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Chariton Valley Communication.

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