2607 Elm Drive Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 2607 Elm Drive Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,248 sqft · built 1978
Lot Size	0.369 acres (16,065 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (May 2018)
Tax Bill	$2,658 (2026)
Deeds & Mortgages	Mar 2022 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`111247800700`

Property Details

APN / Parcel Number

Primary APN	`111247800700`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	1,000 sqft
Unfinished Basement	144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	16,065 sqft (0.369 acres)
Lot Dimensions	135 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2607 ELM DRIVE RD
City	DECORAH
State	IA
Zip	52101-7320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 BLK 2 HAUGEN HUMMEL 1ST ADDN
Legal Range	08W
Legal Township	98N
Legal Section	12
Legal Subdivision	HAUGEN HUMMEL 1ST ADD
Legal Block	2
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	2
Census Block	2067
Census Tract	950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2607 ELM DRIVE RD, DECORAH, IA 52101-7320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
May 25, 2018	Deed of Trust, Mortgage IOWA BANKERS MORTGAGE CORPORATION
Aug 3, 2020	Warranty Deed, Transfer
May 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Deed Document Number	20181512
Deed Book / Page	2018 / 1512
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2607 ELM DRIVE RD, DECORAH, IA 52101-7320
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022/882
Date	Mar 22, 2022
Book Page	2022/882
Instrument	2022 0882

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2052

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	2607 ELM DRIVE RD, DECORAH, IA 52101-7320
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001513
Date	May 25, 2018
Book Page	0000002018/0000001513
Instrument	000000001513

Lender

Name	IOWA BANKERS MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 3, 2020
Property Address	2607 ELM DRIVE RD, DECORAH, IA 52101-7320
Document Number	2020/2940
Book / Page	2020 / 2940
Instrument Date	Jul 28, 2020
Instrument	2020 2940
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 ELM DRIVE RD, DECORAH, IA 52101-7320

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 25, 2018
Property Address	2607 ELM DRIVE RD, DECORAH, IA 52101-7320
Document Number	2018/1512
Book / Page	2018 / 1512
Instrument Date	May 23, 2018
Instrument	000000001512
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2607 ELM DRIVE RD, DECORAH, IA 52101-7320

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,658.00	$243,010 (-) Land $23,340 Building $219,670	$243,010 (-) Land $23,340 Building $219,670
2025	$2,658.00 (+6.58%) Homeowner's exemption	$243,010 (+14.27%) Land $23,340 Building $219,670	$243,010 (+14.27%) Land $23,340 Building $219,670
2024	$2,494.00 (+15.78%)
2023		$212,660 (+24.36%) Land $23,340 Building $189,320	$212,660 (+24.36%) Land $23,340 Building $189,320
2022	$2,154.00 Homeowner's exemption	$171,000 Land $19,450 Building $151,550
2021			$171,000 Land $19,450 Building $151,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEPORT WATER DISTRICT public/private · serves 775 people · EPA ID IA9630001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Harmony Telephone Company.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Drive Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures