2607 E 16th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2607 E 16th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,039 sqft · built 1930
Lot Size	0.172 acres (7,500 sqft)
Owner	Owner Name on File
Last Sale	$18,005 (May 2010)
Tax Bill	$400 (2025)
Deeds & Mortgages	Jan 2026 Refinance
Flood Zone	Zone X (minimal risk)
APN	`156F C 022`

Property Details

APN / Parcel Number

Primary APN	`156F C 022`
Alternative APN	`0000091599`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,039 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1957
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000091599
Street Address	2607 E 16TH ST
City	CHATTANOOGA
State	TN
Zip	37404-5410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LTS 8 9 10 BLK 8 DODDS PLACE REV PB 7 PG 44 0106 28 18
Legal Subdivision	DODDS PLACE
Legal Block	8
Legal Lot Number	8,9,10 9
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	2600

Owner

Source: Hamilton County records · APN 156F C 022

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2607 E 16TH ST, CHATTANOOGA, TN 37404-5410
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2010 · Amount on Record
Deed Sale	May 13, 2010 · Amount on Record
Prior Sale	Mar 23, 2010 · Amount on Record
Deed Document Number	2010051300133
Deed Book / Page	9166 / 359
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2607 E 16TH ST, CHATTANOOGA, TN 37404-5410
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 E 16TH ST, CHATTANOOGA, TN 37404-5410

Mortgage

Document Number	0000000265
Date	Jan 27, 2026
Book Page	14176/475
Instrument	2026012700265

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.14%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	COF
Max Rate	11.1%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$400.00 (+73.91%)	$26,450 (+156.8%)	$105,800 (+156.8%) Land $45,000 Building $60,800
2024	$230.00	$10,300 (-)	$41,200 (-) Land $7,500 Building $33,700
2023	$230.00	$10,300 (-)	$41,200 (-) Land $7,500 Building $33,700
2022	$230.00	$10,300	$41,200 Land $7,500 Building $33,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 197 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.