McMinn County property record for 2607 Cardinal St, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,536 sqft · built 2016 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $833 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054064D A 03200 |
| Primary APN | 054064D A 03200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 105,851 sqft (2.43 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Pole Barn | 864 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Old Parcel Number | 064D A 03200 00001064D |
|---|---|
| Street Address | 2607 CARDINAL ST |
| City | ATHENS |
| State | TN |
| Zip | 37303-7912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 01 062B A 062B 01200 000, COUNTY AREA: D01 |
| Legal Subdivision | MEADOWBROOK |
| Legal Block | C |
| Legal Lot Number | 1 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 970201 |
Source: McMinn County records, as of February 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2607 CARDINAL ST, ATHENS, TN 37303-7912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 |
| Deed Sale | Jun 27, 2023 |
| Deed Document Number | 0000023S44 |
| Prior Transfer Date | Sep 8, 2015 |
| Prior Transfer Doc | 176018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 2607 CARDINAL ST, ATHENS, TN 37303-7912 |
| Document Number | 1186304 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | CLEVELAND ABSTRACT AND TITLE COMPANY, CLEVELAND ABS & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2607 CARDINAL ST ATHENS TN 373037912, ATHENS, TN 37303-7912 |
| Document Number | 1186304 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 001186/000304 |
| Instrument | 211606 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MAYFIELD, KY 42066-0309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 22, 2039 |
Source: McMinn County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Unified School District | McMinn County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $833.00 | $77,000 (-) Land $7,150 Building $69,850 | |
| 2024 | $833.00 | $77,000 (-) Land $7,150 Building $69,850 | |
| 2023 | $833.00 (+2.21%) | $77,000 (+46.18%) Land $7,150 Building $69,850 | $308,000 (+46.18%) Land $28,600 Building $279,400 |
| 2022 | $815.00 | $52,675 Land $6,125 Building $46,550 | $210,700 Land $24,500 Building $186,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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