St. Charles County property record for 2607 Breezy Point Ln, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,462 sqft · built 1998 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $207,500 (Aug 2018) |
| Tax Bill | $4,015 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952000844 |
| Primary APN | A952000844 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,462 sqft Living Area |
| Gross Area | 3,272 sqft |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A952000844 |
|---|---|
| Street Address | 2607 BREEZY POINT LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-3511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGETOP EST #4 LOT 102 |
| Legal Subdivision | RIDGETOP EST #4 |
| Legal Lot Number | 102 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311732 |
2607 Breezy Point Ln is owned and occupied by an individual who bought it in August 2018.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2607 BREEZY POINT LN, O FALLON, MO 63368-3511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage DAS ACQUISITION |
| Jan 8, 2020 | Deed of Trust, Mortgage DAS ACQUISITION |
| Aug 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on File |
| Deed Sale | Aug 21, 2018 · Amount on File |
| Prior Sale | Mar 11, 2009 · Amount on File |
| Deed Document Number | 2018476470 |
| Deed Book / Page | 6965 / 1503 |
| Prior Transfer Date | Jan 10, 2002 |
| Prior Transfer Doc | 0000010812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2607 BREEZY POINT LN, O FALLON, MO 63368-3511 |
| Document Number | 0000007284 |
| Instrument Date | Jan 15, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 2607 BREEZY POINT LN O FALLON MO 633683511, O FALLON, MO 63368-3511 |
| Document Number | 0000007284 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 7284 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 25, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2607 BREEZY POINT LN, O FALLON, MO 63368-3511 |
| Document Number | 0072160214 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 2607 BREEZY POINT LN O FALLON MO 633683511, O FALLON, MO 63368-3511 |
| Document Number | 0072160214 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 007216/000214 |
| Instrument | 27750 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 13, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 21, 2018 |
| Property Address | 2607 BREEZY POINT LN, O FALLON, MO 63368-3511 |
| Document Number | 0069651503 |
| Book / Page | 6965 / 1503 |
| Map Reference | MB 32 PG 84 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 20180821000476470 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | STELLAR TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 E 425 N, 1131, LAYTON, UT 84040-6537 |
| Name | Verified Name |
|---|---|
| Address | 2807 BREEZY POINT LANE, O FALLON, MO 83368 |
| Document Number | 20180821000476480 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 20180821000476480 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2033 |
The 2025 property tax bill for 2607 Breezy Point Ln was $4,015.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,501 (-) | $328,955 (-) Building $328,955 | |
| 2025 | $4,015.00 | $62,501 | $328,955 |
| 2023 | $56,892 | ||
| 2022 | $299,429 Land $50,000 Building $249,429 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2607 Breezy Point Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2607 Breezy Point Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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