2607 2nd Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2607 2nd Ct, Palm Harbor, FL 34684

Property Summary

Property TypePlanned Unit Development
Details2 bd · 3 ba · 1,344 sqft · built 1985
Lot Size0.03 acres (1,315 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Jun 2018)
Tax Bill$2,222 (2025)
Deeds & MortgagesOct 2026 Mortgage
Jul 2026 Construction Loan
+ 3 more
Flood ZoneZone X (moderate risk)
APNC62-000-758-8308-2

Property Details

APN / Parcel Number

Primary APNC62-000-758-8308-2
Alternative APNs
  • 07-28-16-95581-000-0102
  • 281607955810000102
  • 162807955810000102
  • R72968

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1992
Exterior MaterialConcrete
Construction TypeWood
Lot Area1,315 sqft (0.03 acres)
View / LotCorner
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR72968
Street Address2607 2ND CT
CityPALM HARBOR
StateFL
Zip34684-3807
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD75
Legal DescriptionWEDGE WOOD OF PALM HARBOR LOT 10B
Legal Range16E
Legal Township28S
Legal Section7
Legal SubdivisionWEDGE WOOD OF PALM HARBOR
Legal Tract95581
Legal Lot Number10B
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3003
Census Tract27317

Owner

2607 2nd Ct, a planned unit development, is owned and occupied by an individual who acquired it in July 2023.

Source: Pinellas County records, as of October 22, 2026

Owner of RecordIndividual Name on File
Mailing Address2607 2ND CT, PALM HARBOR, FL 34684-3807
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Jul 17, 2026Deed of Trust, Mortgage · Construction Mortgage
REGIONS BANK
Jul 26, 2023Quit Claim Deed, Transfer · Conventional Mortgage
RESICENTRAL LLC
Jun 26, 2018Warranty Deed, Transfer · ARM
ALL WESTERN MORTGAGE INC
Feb 7, 2017Warranty Deed, Transfer · FHA Mortgage
FFC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2018 · Amount on File
Deed SaleJun 26, 2018 · Amount on File
Prior SaleFeb 7, 2017 · Amount on File
Deed Document Number2018201914
Deed Book / Page20103 / 1936
Last Transfer DateJul 19, 2023
Transfer Doc0225151493
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateOct 1, 2026
Property Address2607 2ND CT, PALM HARBOR, FL 34684-3807
Document Number0000262188
Book / Page23711 / 859
Instrument DateSep 18, 2026
Instrument2026262188
Transaction TypeMortgage
Record UpdatedOct 22, 2026
Title CompanyPLATINUM NATIONAL TITLE LLC, PLATINUM NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 2ND CT, PALM HARBOR, FL 34684-3807

Mortgage

Document Number0000262188,
DateOct 1, 2026
Book Page23711/859
Instrument2026262188
Lender
NameREGIONS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Recording DateJul 17, 2026
Property Address2607 2ND CT, PALM HARBOR, FL 34684-3807
Document Number0000191497
Book / Page23630 / 2680
Instrument DateJul 2, 2026
Instrument2026191497
Transaction TypeMortgage
Record UpdatedJul 30, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 2ND CT, PALM HARBOR, FL 34684-3807

Mortgage

Document Number0000191497,
DateJul 17, 2026
Book Page23630/2680
Instrument2026191497
Lender
NameREGIONS BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term120 Months
DueAug 1, 2036
Interest
Rate6.48%
Max Rate-1%

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateJul 26, 2023
Property Address2607 2ND CT, PALM HARBOR, FL 34684-3807
Document Number0225151493
Book / Page22515 / 1493
Map ReferenceMB 91 PG 21-23
Instrument DateJul 19, 2023
Instrument2023193237
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyACUITY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2607 2ND CT, PALM HARBOR, FL 34684-3807

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 2ND CT, PALM HARBOR, FL 34684-3807

Mortgage

Document Number0225151495
DateJul 26, 2023
Instrument22515/1495
Lender
NameRESICENTRAL LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 26, 2018
Property Address2607 2ND CT, PALM HARBOR, FL 34684-3807
Document Number0201031936
Book / Page20103 / 1936
Map ReferenceMB 91 PG 21-23
Instrument DateJun 19, 2018
Instrument2018201914
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyALLIANCE TITLE GROUP INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address808 HIDDEN SPRING DR, 808, CLARKSVILLE, TN 37042-1658

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 2ND CT, PALM HARBOR, FL 34684-3807

Mortgage

Document Number2018201915
DateJun 26, 2018
Instrument2018201915
Lender
NameALL WESTERN MORTGAGE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJul 1, 2048
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateJul 1, 2023
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change8.75%
Index1-Year LIBOR
Margin5
Max Rate11.7%

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 7, 2017
Property Address2607 2ND CT, PALM HARBOR, FL 34684-3807
Document Number0195112265
Book / Page19511 / 2265
Map ReferenceMB91 PG21-23
Instrument DateFeb 3, 2017
Instrument2017041196
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 2ND CT, PALM HARBOR, FL 34684-3807

Mortgage

Document Number2017041197
DateFeb 7, 2017
Instrument2017041197
Lender
NameFFC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2607 2nd Ct was $2,222 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,222.00 Homeowner's exemption$157,457$259,235 Building $259,235
2023$2,041.00 (+3.55%) Homeowner's exemption$148,562 (+3%)$250,460 (+24.64%) Building $250,460
2022$1,971.00 Homeowner's exemption$144,235$200,951 Building $200,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2607 2nd Ct in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (1992–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2607 2nd Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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