2607 104th Ave, Allegan, MI 49010 Property Records

Allegan County property record for 2607 104th Ave, Allegan, MI 49010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,746 sqft
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$30,697 (Sep 2022)
Tax Bill	$3,934 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-023-018-00`

Property Details

APN / Parcel Number

Primary APN	`21-023-018-00`
Alternative APN	`03-21-023-018-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,746 sqft Living Area
1st Floor Area	1,873 sqft
Basement Area	1,873 sqft
Unfinished Basement	1,873 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	435,600 sqft (10 acres)
Lot Dimensions	1,320 ft deep x 660 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2607 104TH AVE
City	ALLEGAN
State	MI
Zip	49010-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	E 1/4 SE 1/4 SE 1/4 SEC 23 T1N R13W (2010).
Legal Range	13W
Legal Township	01N
Legal Section	23
Jurisdiction	ALLEGAN MI
Township / Civil Division	TROWBRIDGE
Census Block Group	3
Census Block	3008
Census Tract	31101

Owner

2607 104th Ave is owned and occupied by two individuals who acquired it in December 2023.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2607 104TH AVE, ALLEGAN, MI 49010-9747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Intrafamily Transfer, Transfer EVONS TITLE, DEVON TITLE
Dec 22, 2023	Quit Claim Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 14, 2022	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Sep 22, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Deed Document Number	202218466
Deed Book / Page	4800 / 608
Last Transfer Date	Dec 8, 2023
Transfer Doc	004910/971
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Dec 22, 2023
Property Address	2607 104TH AVE, ALLEGAN, MI 49010-9747
Document Number	004910/974
Book / Page	4910 / 974
Instrument Date	Dec 8, 2023
Instrument	2023018725
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2607 104TH AVE, ALLEGAN, MI 49010-9747

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 22, 2023
Property Address	2607 104TH AVE, ALLEGAN, MI 49010-9747
Document Number	004910/971
Book / Page	4910 / 971
Instrument Date	Dec 8, 2023
Instrument	2023018723
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2607 104TH AVE, ALLEGAN, MI 49010-9747

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2607 104TH AVE, ALLEGAN, MI 49010-9747

Mortgage

Document Number	2023018726
Date	Dec 22, 2023
Instrument	2023018726

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	2607 104TH AVE, ALLEGAN, MI 49010-9747
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004807/539
Date	Oct 14, 2022
Book Page	4807/539
Instrument	2022019941

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 22, 2022
Property Address	2607 104TH AVE, ALLEGAN, MI 49010-9747
Document Number	004800/608
Book / Page	4800 / 608
Instrument Date	Aug 31, 2022
Instrument	2022018466
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2607 104TH AVE, ALLEGAN, MI 49010-9747

Mortgage

Document Number	0004800611
Date	Sep 22, 2022
Instrument	4800-611

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2607 104th Ave was $3,934 with a homeowner's exemption, up 5.9% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Trowbridge Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,200 (+14.55%) Land $25,000 Building $133,200	$316,400 (+14.55%) Land $50,000 Building $266,400
2025	$3,934.00 (+5.92%) Homeowner's exemption	$138,100 Land $10,500 Building $127,600	$276,200 Land $21,000 Building $255,200
2024	$3,714.00
2023		$116,700 Land $14,500 Building $102,200	$233,400 Land $29,000 Building $204,400
2022	$1,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2607 104th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2607 104th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 104th Ave

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