26065 Toro Rd, Salinas, CA 93908 Property Records

Monterey County property record for 26065 Toro Rd, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 1974
Lot Size	2.06 acres (89,938 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Aug 2014)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`416-322-037-000`

Property Details

APN / Parcel Number

Primary APN	`416-322-037-000`
Alternative APN	`416-322-037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,269 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	89,938 sqft
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	416-322-037
Street Address	26065 TORO RD
City	SALINAS
State	CA
Zip	93908-8919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VOL 10 PAR MAPS PG 50 PAR A 2.13 AC R/W & EXC R/W & EXC SCENIC EASEMENT TO MTY CO IN R1053-616
Legal Subdivision	PM10 50
Legal Block	1
Legal Lot Number	A
Jurisdiction	MONTEREY CA
Township / Civil Division	TORO PARK
Census Block Group	1
Census Block	1013
Census Tract	10702

Owner

Source: Monterey County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26065 TORO RD, SALINAS, CA 93908-8919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CREDIT UNION
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Dec 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2014 · Amount on Record
Deed Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	201439450
Last Transfer Date	Oct 13, 2020
Transfer Doc	0000058509
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Aug 14, 2026
Property Address	26065 TORO RD, SALINAS, CA 93908-8919
Document Number	0000027738
Instrument Date	Aug 5, 2026
Instrument	202627738
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	26065 TORO RD, SALINAS, CA 93908-8919

Mortgage

Document Number	0000027738,
Date	Aug 14, 2026
Instrument	202627738

Lender

Name	FIRST TECHNOLOGY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	26065 TORO RD, SALINAS, CA 93908-8919
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26065 TORO RD, SALINAS, CA 93908-8919

Mortgage

Document Number	0000021686
Date	Mar 25, 2021
Instrument	2021021686

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 19, 2020
Property Address	26065 TORO RD, SALINAS, CA 93908-8919
Document Number	0000058509
Instrument Date	Oct 13, 2020
Instrument	2020058509
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26035 TORO RD, SALINAS, CA 93908-8919

Mortgage

Document Number	0000058510
Date	Oct 19, 2020
Instrument	2020058510

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 28, 2020
Property Address	26065 TORO RD, SALINAS, CA 93908-8919
Document Number	0000077471
Instrument Date	Sep 11, 2020
Instrument	77471
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$374,591 (+2%) Land $122,119 Building $252,472
2025	$4,099.00 (+8.15%) Homeowner's exemption	$367,247 (+4.04%) Land $119,725 Building $247,522
2023	$3,790.00 (-0.71%) Homeowner's exemption	$352,988 Land $115,077 Building $237,911
2022	$3,817.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	11 (1995–2010)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jan 2010 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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