26064 Spinnaker Ln, Elmo, MT 59915 Property Records

Lake County property record for 26064 Spinnaker Ln, Elmo, MT 59915

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 2008
Lot Size0.454 acres (19,776 sqft)
OwnerTrust Name on File
Tax Bill$6,296 (2026)
Flood ZoneZone X (minimal risk)
APNR1523996

Property Details

APN / Parcel Number

Primary APNR1523996
Alternative APNs
  • 15-3467-19-2-15-16-0000
  • 0000031617

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,632 sqft Living Area
1st Floor Area816 sqft
2nd Floor Area816 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area19,776 sqft (0.454 acres)
Lot Dimensions247 ft deep x 80 ft wide
TerrainRolling
View / LotWaterfront / Beach
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area110 sqft
Deck Area110 sqft
Shed1 Shed
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000031617
Street Address26064 SPINNAKER LN
CityELMO
StateMT
Zip59915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH BIG ARM BAY SUBD, S19, T24 N, R21 W, LOT 11, ACRES 0.453, 1/25 INT COMMON AREA LOTS 1,16,26,27,28
Legal Range21W
Legal Township24N
Legal Section19
Legal SubdivisionNORTH BIG ARM BAY SUBD
Legal Lot Number1,11,16
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group2
Census Block2049
Census Tract940306

Owner

26064 Spinnaker Ln is held in a trust since August 2024.

Source: Lake County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address124 MOES RUN, KALISPELL, MT 59901-2137
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 6, 2024
Transfer Doc0000612247
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 26064 Spinnaker Ln was $6,296, up 62.1% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyLake County
Elementary School DistrictPolson Elementary School District (PK - 08)
Secondary School DistrictPolson High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,296.00 (+62.14%)$827,700 (-)
2025$3,883.00$827,700$827,700 Land $478,000 Building $349,700
2023$3,903.00$577,100$577,100 Land $314,000 Building $263,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26064 Spinnaker Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26064 Spinnaker Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 72% of Montana
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
Western Montana CommunityTel
Fixed Wireless · Fiber in parts of the area
25 / 10
CenturyLink
DSL
10 / 1

Nearby Properties on Spinnaker Ln

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