2606 Tom Thomas Dr, Morganton, NC 28655 Property Records

Burke County property record for 2606 Tom Thomas Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,219 sqft · built 1999
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$1,022 (Sep 1998)
Tax Bill	$1,372 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2714632600`

Property Details

APN / Parcel Number

Primary APN	`2714632600`
Alternative APN	`12176`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,219 sqft Living Area
1st Floor Area	2,219 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	16 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2714632600
Street Address	2606 TOM THOMAS DR
City	MORGANTON
State	NC
Zip	28655-9324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL THREE DIST
Legal Description	2606 TOM THOMAS DR MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2002
Census Tract	20801

Owner

Source: Burke County records · APN 2714632600

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2606 TOM THOMAS DR, MORGANTON, NC 28655-9324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 1998 · Amount on Record
Deed Sale	Sep 11, 1998 · Amount on Record
Deed Document Number	0009081830
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	May 26, 2026
Property Address	2606 TOM THOMAS DR, MORGANTON, NC 28655-9324
Document Number	0026004749
Book / Page	2874 / 709
Instrument Date	May 19, 2026
Instrument	202626004749
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TRUSTPRO TITLE AND ESCROW IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 TOM THOMAS DR, MORGANTON, NC 28655-9324

Mortgage

Document Number	0026004749,
Date	May 26, 2026
Book Page	2874/709
Instrument	202626004749

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2606 TOM THOMAS DR, MORGANTON, NC 28655-9324
Transaction Type	Mortgage
Record Updated	Nov 01, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027120675
Date	Oct 24, 2023
Book Page	2712/675
Instrument	2023009879

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,372.00 (-0.36%)	$195,419 (-) Land $7,200 Building $188,219	$195,419 (-) Land $7,200 Building $188,219
2023	$1,377.00	$195,419 Land $7,200 Building $188,219	$195,419 Land $7,200 Building $188,219

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 71 locations within half a mile of this property.

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