2606 S Main St, Findlay, OH 45840 Property Records

Hancock County property record for 2606 S Main St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,972 sqft · built 1951
Lot Size	0.786 acres (34,251 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Aug 2019)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1010-361-03-007.000`

Property Details

APN / Parcel Number

Primary APN	`1010-361-03-007.000`
Alternative APN	`610001008759`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	34,251 sqft (0.786 acres)
Lot Dimensions	250 ft deep x 137 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	348 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2606 S MAIN ST
City	FINDLAY
State	OH
Zip	45840-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T1N R10 S36 PT E PT N1/2 NE1/4 137.38X250
Legal Range	10E
Legal Township	01N
Legal Section	36
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5012
Census Tract	1000

Owner

2606 S Main St is owned and occupied by two individuals who bought it in August 2019.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2606 S MAIN ST, FINDLAY, OH 45840-1030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Commercial Mortgage HANCOCK FCU
Jan 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 9, 2019	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 21, 2018	Affidavit, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Nov 7, 2001 · Amount on File
Deed Document Number	20196610
Deed Book / Page	2560 / 1687
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2606 S MAIN ST, FINDLAY, OH 45840-1030
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FLAG CITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W LINCOLN ST, FINDLAY, OH 45840-3136

Mortgage

Document Number	02623/1750
Date	Oct 7, 2025
Book Page	2623/1750
Instrument	202500008420

Lender

Name	HANCOCK FCU
Type	Credit Union
Address	1701 E MELROSE AVE, FINDLAY, OH 45840

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	2606 S MAIN ST, FINDLAY, OH 45840-1030
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02532/1117
Date	Jan 22, 2018
Book Page	2532/1117
Instrument	201800000559

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

August 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 9, 2019
Property Address	2606 S MAIN ST, FINDLAY, OH 45840-1030
Document Number	02560/1687
Book / Page	2560 / 1687
Instrument Date	Aug 5, 2019
Instrument	201900006610
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2606 S MAIN ST, FINDLAY, OH 45840-1030

Mortgage

Document Number	201900006611
Date	Aug 9, 2019
Instrument	201900006611

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2018: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HANCOCK OH
Recording Date	Mar 21, 2018
Property Address	2606 S MAIN ST, FINDLAY, OH 45840-1030
Document Number	02535/0403
Book / Page	2535 / 0403
Instrument Date	Mar 20, 2018
Instrument	201800002089
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	00000

Tax Assessment & Valuation

The 2025 property tax bill for 2606 S Main St was $2,576 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00	$84,040 Land $25,460 Building $58,580	$240,100 Land $72,730 Building $167,370
2023	$2,353.00 Homeowner's exemption	$66,160 Land $20,040 Building $46,120
2022			$189,050 Land $57,270 Building $131,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2606 S Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1981–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2606 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
HDER Link Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

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