2606 Rocks Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2606 Rocks Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,432 sqft · built 1995
Lot Size	3.09 acres (134,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$617,500 (Oct 2003)
Tax Bill	$9,230 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`03-282368`

Property Details

APN / Parcel Number

Primary APN	`03-282368`
Alternative APNs	`3282368` `282368`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,432 sqft Total Area
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	134,600 sqft (3.09 acres)
Garage Type	Built-in
Garage Area	1,064 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	282368
Street Address	2606 ROCKS RD
City	FOREST HILL
State	MD
Zip	21050-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 10 3.094 AC 2606 ROCKS ROAD COLEGATE BOWERS PT 84/18
Legal Subdivision	COLEGATE BOWERS
Legal Lot Number	10
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1003
Census Tract	303201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2606 ROCKS RD, FOREST HILL, MD 21050-1502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Dec 23, 2020	Loan Modification, Mortgage · VA Mortgage BOK FIN'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2003 · Amount on Record
Deed Sale	Oct 3, 2003 · Amount on Record
Deed Document Number	2003668
Deed Book / Page	4940 / 21
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2606 ROCKS RD, FOREST HILL, MD 21050-1502
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130890385
Date	Dec 12, 2018
Book Page	13089/0385

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	2606 ROCKS RD, FOREST HILL, MD 21050-1502
Document Number	0144050377
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2606 ROCKS RD FOREST HILL MD 210501502, FOREST HILL, MD 21050-1502

Mortgage

Document Number	0144050377
Date	Jan 13, 2021
Book Page	014405/000377

Lender

Name	BOK FIN'L MTG

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,230.00 (+7.23%) Homeowner's exemption	$841,367 (+12.04%)	$888,500 (+8.65%) Land $140,400 Building $748,100
2025	$8,608.00 (+9.24%) Homeowner's exemption
2023		$750,933	$817,800 Land $140,400 Building $677,400
2022	$7,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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