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2606 Mead Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2606 Mead Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,675 sqft · built 2015
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on Record
Last Sale$429,400 (Dec 2015)
Tax Bill$4,945 (2025)
Deeds & MortgagesApr 2022 Mortgage
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN08-25-31-3732-0001-1670

Property Details

APN / Parcel Number

Primary APN08-25-31-3732-0001-1670
Alternative APN
  • 253108373200011670

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,675 sqft Living Area
Gross Area3,921 sqft
1st Floor Area2,675 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,761 sqft (0.27 acres)
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area215 sqft
PorchFinished/Open Porch
Porch Area546 sqft
Deck Area338 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2606 MEAD AVE
CitySAINT CLOUD
StateFL
Zip34771-7870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 1 PB 23 PG 135-141 LOT 167
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE PH 1
Legal Phase1
Legal Tract3732
Legal Block1670
Legal Lot Number167
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1012
Census Tract43600

Owner

Source: Osceola County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2606 MEAD AVE, SAINT CLOUD, FL 34771-7870
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
TOTAL MEDIA MANAGEMENT LLC
May 14, 2020Loan Modification, Mortgage · Conventional with PMI
PNC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2015 · Amount on Record
Deed SaleDec 31, 2015 · Amount on Record
Deed Document Number2015191386
Deed Book / Page4892 / 2609
Last Transfer DateJun 21, 2024
Transfer Doc0066211236
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2606 MEAD AVE, SAINT CLOUD, FL 34771-7870
Transaction TypeMortgage
Record UpdatedApr 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2606 MEAD AVE, SAINT CLOUD, FL 34771-7870

Mortgage

Document Number0061870085
DateApr 4, 2022
Book Page6187/85
Instrument2022053630
Lender
NameTOTAL MEDIA MANAGEMENT LLC
TypeNon-Lending Institution
AddressHUNTSVILLE, AL 35801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address2606 MEAD AVE, SAINT CLOUD, FL 34771-7870
Document Number0057682064
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2606 MEAD AVE ST CLOUD FL 347717870, ST CLOUD, FL 34771-7870

Mortgage

Document Number0057682064
DateAug 5, 2020
Book Page005768/002064
Instrument102541
Lender
NamePNC BK
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueAug 4, 2060
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,945.00 (+4.77%)$346,341 (+5.99%)$481,900 (+0.88%) Land $78,800 Building $403,100
2024$4,720.00 (+2.08%)
2023$4,624.00 (+3.93%) Homeowner's exemption$326,778 (+3%)$477,700 (+18.01%) Land $78,800 Building $398,900
2022$4,449.00 Homeowner's exemption$317,261$404,800 Land $63,000 Building $341,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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