Contra Costa County property record for 2606 Garden Ave, Concord, CA 94520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,622 sqft · built 1942 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (May 2000) |
| Tax Bill | $4,699 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 112-161-002-4 |
| Primary APN | 112-161-002-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,622 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Bungalow |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2606 GARDEN AVE |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94520-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | CONCORD GARDENS UNIT NO 1 2 1 |
| Legal Subdivision | CONCORD GARDEN 01 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 329000 |
2606 Garden Ave is owned and occupied by two individuals who acquired it in October 2020.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2606 GARDEN AVE, CONCORD, CA 94520-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU |
| Oct 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2000 · Amount on File |
| Deed Sale | May 5, 2000 · Amount on File |
| Deed Document Number | 200092129 |
| Last Transfer Date | Oct 1, 2020 |
| Transfer Doc | 0000235401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2606 GARDEN AVE, CONCORD, CA 94520-1804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2606 GARDEN AVE, CONCORD, CA 94520-1804 |
| Document Number | 0000178007 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022-178007 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 13, 2020 |
| Property Address | 2606 GARDEN AVE, CONCORD, CA 94520-1804 |
| Document Number | 0000235401 |
| Map Reference | MB 24 PG 778 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 2020-235401 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2606 GARDEN AVE, CONCORD, CA 94520-1804 |
| Document Number | 0000235402 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020-235402 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
The 2025 property tax bill for 2606 Garden Ave was $4,699 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $348,007 (+2%) Land $156,917 Building $191,090 | |
| 2025 | $4,699.00 Homeowner's exemption | $341,185 Land $153,841 Building $187,344 |
| 2023 | $4,467.00 (+1.71%) Homeowner's exemption | $327,938 Land $147,868 Building $180,070 |
| 2022 | $4,392.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2606 Garden Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1980–1983) |
| Most Recent Claim | Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2606 Garden Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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