2606 Emerson Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2606 Emerson Dr, Frederick, MD 21702 · Last verified September 2023

Property Summary

Property Type	Townhouse
Details	4 ba · 1,760 sqft · built 2005
Lot Size	0.043 acres (1,900 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2018)
Tax Bill	$5,765 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-253011`

Property Details

APN / Parcel Number

Primary APN	`02-253011`
Alternative APN	`253011`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,760 sqft Total Area
1st Floor Area	880 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2005
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,900 sqft (0.043 acres)
Porch	Porch
Porch Area	28 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	253011
Street Address	2606 EMERSON DR
City	FREDERICK
State	MD
Zip	21702-3351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 46 SECTION 3 PLAT 3-1,900 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER SEC 03 03
Legal Lot Number	46
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1000
Census Tract	751202

Owner

Source: Frederick County records · APN 02-253011

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2606 EMERSON DR, FREDERICK, MD 21702-3351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 26, 2020	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG
May 31, 2018	Deed, Transfer · FHA Mortgage GMAC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 31, 2018 · Amount on Record
Deed Sale	May 31, 2018 · Amount on Record
Prior Sale	Mar 22, 2006 · Amount on Record
Deed Document Number	0001243922
Deed Book / Page	12439 / 22
Record Updated	Jun 07, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2606 EMERSON DR, FREDERICK, MD 21702-3351
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 EMERSON DR, FREDERICK, MD 21702-3351

Mortgage

Document Number	0143680001
Date	Dec 15, 2020
Book Page	14368/1

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2606 EMERSON DR, FREDERICK, MD 21702-3351
Document Number	0143680117
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 EMERSON DR FREDERICK MD 217023351, FREDERICK, MD 21702-3351

Mortgage

Document Number	0143680117
Date	Dec 15, 2020
Book Page	014368/000117

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 31, 2018
Property Address	2606 EMERSON DR, FREDERICK, MD 21702-3351
Document Number	0124390022
Book / Page	12439 / 0022
Map Reference	MB77 PG77
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	May 02, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 EMERSON DR, FREDERICK, MD 21702-3351

Mortgage

Document Number	0001243929
Date	May 31, 2018
Instrument	12439/29

Lender

Name	GMAC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,765.00	$315,833	$377,500 Land $100,000 Building $277,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217512021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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