2606 E Sandy Dr, Warsaw, IN 46580 Property Records

Kosciusko County property record for 2606 E Sandy Dr, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,856 sqft · built 1968
Lot Size	0.756 acres (32,936 sqft)
Owner	Individual Name on Record
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit May 2022 Transfer + 1 more
Flood Zone	Zone A (high risk)
APN	`003-708003-90`

Property Details

APN / Parcel Number

Primary APN	`003-708003-90`
Alternative APNs	`43-11-26-100-071.000-031` `00000002302` `0370800390`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	32,936 sqft (0.756 acres)
Lot Dimensions	184 ft deep x 179 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000002302
Street Address	2606 E SANDY DR
City	WARSAW
State	IN
Zip	46580-7170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	3-125-33.A PT W 1/2 NE 26-32-6 .75A
Legal Range	6
Legal Township	32
Legal Section	26
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3015
Census Tract	962300

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2606 E SANDY DR, WARSAW, IN 46580-7170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
May 6, 2022	Transfer on Death Deed, Transfer
Feb 20, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 6, 2022
Transfer Doc	2022050358
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	2606 E SANDY DR, WARSAW, IN 46580-7170
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 E SANDY DR, WARSAW, IN 46580-7170

Mortgage

Document Number	2021031732
Date	Mar 30, 2021
Instrument	2021031732

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	May 6, 2022
Property Address	2606 E SANDY DR, WARSAW, IN 46580-7170
Document Number	2022050358
Instrument Date	May 4, 2022
Instrument	2022050358
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 E SANDY DR, WARSAW, IN 46580-7170

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Feb 20, 2019
Property Address	2606 E SANDY DR, WARSAW, IN 46580-7170
Document Number	2019020867
Instrument Date	Feb 20, 2019
Instrument	2019020867
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2606 E SANDY DR, WARSAW, IN 46580-7170

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (-1.95%) Homeowner's exemption	$237,600 (+11.71%) Land $38,700 Building $198,900	$237,600 (+11.71%) Land $38,700 Building $198,900
2024	$1,592.00 (+7.93%) Homeowner's exemption	$212,700 (+4.16%) Land $29,000 Building $183,700	$212,700 (+4.16%) Land $29,000 Building $183,700
2023	$1,475.00 (-28.08%)	$204,200 (+9.02%) Land $29,000 Building $175,200	$204,200 (+9.02%) Land $29,000 Building $175,200
2022	$2,051.00	$187,300 Land $29,000 Building $158,300	$187,300 Land $29,000 Building $158,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kosciusko Connect Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

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