2606 Clay St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 2606 Clay St, Saint Joseph, MO 64501

Property Summary

Property TypeSingle Family Home
Details976 sqft · built 1948
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$85,600 (May 2009)
Tax Bill$1,068 (2025)
Deeds & MortgagesAug 2017 Mortgage
Aug 2017 Transfer
APN06-2.0-09-001-004-056.000

Property Details

APN / Parcel Number

Primary APN06-2.0-09-001-004-056.000

Interior

Building Area976 sqft Base Area
1st Floor Area976 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions132 ft deep x 60 ft wide

Location & Zoning

Street Address2606 CLAY ST
CitySAINT JOSEPH
StateMO
Zip64501-2628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:FRANCE'S EASTERN EXTENSION LOT:3 BLK:75LGL DESC:E 35' L 3 W 25' L 4
Legal SubdivisionFRANCES EASTERN EXTENSION
Legal Block75
Legal Lot Number3-4
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group4
Census Block4001
Census Tract900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2606 CLAY ST, SAINT JOSEPH, MO 64501-2628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
FARMERS STATE BANK
Aug 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2009 · Amount on Record
Deed SaleMay 12, 2009 · Amount on Record
Deed Document Number20095580
Deed Book / Page3143 / 829
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2606 CLAY ST, SAINT JOSEPH, MO 64501-2628
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017008430
DateAug 25, 2017
Instrument2017008430
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047
Interest
Rate TypeFixed Rate

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUCHANAN MO
Recording DateAug 10, 2017
Property Address2606 CLAY ST, SAINT JOSEPH, MO 64501-2628
Document Number2017007782
Instrument DateAug 9, 2017
Instrument2017007782
Transaction TypeTransfer
Record UpdatedDec 20, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2606 CLAY ST, SAINT JOSEPH, MO 64501-2628

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,068.00$14,890 (+6.13%) Land $2,580 Building $12,310$78,380 (+6.09%) Land $13,600 Building $64,780
2024$1,068.00 (+15.84%)
2023$922.00 (-0.65%)$14,030 (-) Land $2,580 Building $11,450$73,880 (-) Land $13,600 Building $60,280
2022$928.00$14,030 Land $2,580 Building $11,450
2021$73,880 Land $13,600 Building $60,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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