Montgomery County property record for 26058 Ridge Rd, Damascus, MD 20872
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,352 sqft · built 2023 |
| Lot Size | 0.028 acres (1,206 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $196,319 (Jan 2024) |
| Tax Bill | $1,876 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03873620 |
| Primary APN | 12-03873620 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,352 sqft Living Area |
| Gross Area | 1,561 sqft |
| 1st Floor Area | 576 sqft |
| Basement Area | 200 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 1,206 sqft (0.028 acres) |
| Garage Type | Attached |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03873620 |
|---|---|
| Street Address | 26058 RIDGE RD |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-1849 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | CRT |
| Legal Description | RESERVE AT DAMASCUS |
| Legal Subdivision | LOCUST LEVEL |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700208 |
26058 Ridge Rd, a townhouse, is owned and occupied by two individuals who bought it in January 2024.
Source: Montgomery County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26058 RIDGE RD, DAMASCUS, MD 20872-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed, Subdivision Related Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| May 17, 2023 | Deed, Transfer CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on File |
| Deed Sale | Jan 17, 2024 · Amount on File |
| Deed Book / Page | 67693 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 17, 2024 |
| Property Address | 26058 RIDGE RD, DAMASCUS, MD 20872-1849 |
| Document Number | 0676930060 |
| Book / Page | 67693 / 60 |
| Map Reference | PL 25919 |
| Instrument Date | Dec 26, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | CHAMPION TITLE & STLMTS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 26058 RIDGE RD, DAMASCUS, MD 20872-1849 |
| Document Number | 0006769372 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 67693/72 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Number | 0676930101 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 67693/101 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | KENSINGTON, MD 20895 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 26, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 17, 2023 |
| Property Address | 26058 RIDGE RD, DAMASCUS, MD 20872-1849 |
| Document Number | 0670090383 |
| Book / Page | 67009 / 383 |
| Map Reference | PL 25919 |
| Instrument Date | May 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,993.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 26058 Ridge Rd was $1,876.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,100 (+0.9%) | $192,800 (-) Land $30,000 Building $162,800 | |
| 2025 | $1,876.00 | $189,400 | $192,800 Land $30,000 Building $162,800 |
| 2023 | $5,000 Land $5,000 | $5,000 Land $5,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 26058 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26058 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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