2605 Willowbrook Ln, Unit 43, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2605 Willowbrook Ln, Unit 43, Aptos, CA 95003

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,170 sqft · built 1989
Lot Size0.027 acres (1,176 sqft)
OwnerIndividual Name on Record
Last Sale$575,500 (Sep 2020)
Tax Bill$8,621 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN037-481-13

Property Details

APN / Parcel Number

Primary APN037-481-13
Alternative APN
  • 037-481-13-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,170 sqft Living Area
Gross Area1,370 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,176 sqft (0.027 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2605 WILLOWBROOK LN, 43
CityAPTOS
StateCA
Zip95003-6018
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-4
Legal DescriptionTR 933
Legal SubdivisionWOODSIDE TERRACE PH I TR 933
Legal Tract933
Legal Lot Number1B
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1013
Census Tract122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2605 WILLOWBROOK LN, 43, APTOS, CA 95003-6018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 25, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Prior SaleNov 25, 2008 · Amount on Record
Deed Document Number202038447
Last Transfer DateJul 30, 2021
Transfer Doc0000041231
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 5, 2021
Property Address2605 WILLOWBROOK LN UNIT 43, 43, APTOS, CA 95003-6018
Document Number0000041231
Map ReferenceVOL 79 PG 17
Instrument DateJul 30, 2021
Instrument2021-0041231
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 WILLOWBROOK LN UNIT 43, 43, APTOS, CA 95003-6018

Mortgage

Document Number0000041232
DateAug 5, 2021
Instrument2021-0041232
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 25, 2020
Property Address2605 WILLOWBROOK LN UNIT 43, 43, APTOS, CA 95003-6018
Document Number0000038447
Map ReferenceVOL 79 PG 1
Instrument DateSep 23, 2020
Instrument2020-0038447
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 WILLOWBROOK LN UNIT 43, 43, APTOS, CA 95003-6018

Mortgage

Document Number0000038448
DateSep 25, 2020
Instrument2020-0038448
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$635,297 (+2%) Land $444,708 Building $190,589
2025$8,621.00 (+10.29%)$622,841 (+4.04%) Land $435,989 Building $186,852
2023$7,817.00 (+1.44%)$598,655 Land $419,059 Building $179,596$605,790
2022$7,706.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.

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