Champaign County property record for 2605 Willow Rd, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.931 acres (40,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,925 (2024) |
| Deeds & Mortgages | Jan 2024 Reverse Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-21-05-227-017 |
| Primary APN | 30-21-05-227-017 |
|---|
| Lot Area | 40,560 sqft (0.931 acres) |
|---|
| Street Address | 2605 WILLOW RD |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 COUNTRY CLUB HEIGHTS 1ST SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 05 |
| Legal Subdivision | COUNTRY CLUB HEIGHTS 1ST SUB |
| Legal Lot Number | 6 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | URBANA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5402 |
Source: Champaign County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2605 WILLOW RD, URBANA, IL 61802-7335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2024 | Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Nov 19, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 18, 2024 |
| Transfer Doc | 0000000913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jan 19, 2024 |
| Property Address | 2605 WILLOW RD, URBANA, IL 61802-7335 |
| Document Number | 0000000913 |
| Map Reference | MB K PG 57 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2024R00913 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2605 WILLOW RD, URBANA, IL 61802-7335 |
| Document Number | 0000000914 |
|---|---|
| Date | Jan 19, 2024 |
| Instrument | 2024R00914 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 885 Months |
| Due | Oct 15, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.07% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 2605 WILLOW RD, URBANA, IL 61802-7335 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019506 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019R19506 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 14, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Max Rate | 18% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,110 (+25.24%) Land $7,500 Building $42,610 | $150,330 (+25.24%) Land $22,500 Building $127,830 | |
| 2024 | $2,925.00 (+37.52%) | ||
| 2022 | $2,127.00 Homeowner's exemption Senior Citizen's exemption | $40,010 Land $5,990 Building $34,020 | $120,030 Land $17,970 Building $102,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink.
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