2605 W Center St, Sherman, TX 75092 Property Records

Grayson County property record for 2605 W Center St, Sherman, TX 75092

Property Summary

Property Type	Single Family Home
Details	1,941 sqft · built 2016
Lot Size	0.204 acres (8,904 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,313 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`S038 2448003`

Property Details

APN / Parcel Number

Primary APN	`S038 2448003`
Alternative APN	`163021`

Interior

Building Area	1,941 sqft Living Area
Gross Area	2,414 sqft
1st Floor Area	1,941 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Lot Area	8,904 sqft (0.204 acres)
Lot Dimensions	127 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	161 sqft

Location & Zoning

Account Number	163021
Old Parcel Number	S038 2448003
Street Address	2605 W CENTER ST
City	SHERMAN
State	TX
Zip	75092-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKHAVEN ADDN SEC 6, BLOCK 1, LOT 3, 70X127.21, ACRES .2044 70X127.21
Legal Subdivision	PARKHAVEN ADDN SEC 6
Legal Block	1
Legal Lot Number	3,70
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	3
Census Block	3018
Census Tract	1700

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	2605 W CENTER ST, SHERMAN, TX 75092-7200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST
Apr 9, 2021	Vendor's Lien, Transfer · Seller Carry-Back JOSHUA LEE WILLEFORD ETUX
Apr 30, 2018	Warranty Deed, Transfer FIRST UNITED BK
Apr 5, 2017	Warranty Deed, Subdivision Related Transfer CHAPIN TITLE
Mar 28, 2017	Loan Modification, Mortgage AMERISTATE BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 9, 2021
Deed Sale	Apr 9, 2021
Prior Sale	Jul 8, 2016
Deed Document Number	2021-00011293
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	2605 W CENTER ST, SHERMAN, TX 75092-7200
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008720
Date	Apr 9, 2020
Instrument	2020-00008720

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 9, 2021
Property Address	2605 W CENTER ST, SHERMAN, TX 75092-7200
Document Number	0000011293
Instrument Date	Apr 8, 2021
Instrument	2021-00011293
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	934 PRESTON MEADOWS RD, 934, SHERMAN, TX 75092-7058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 W CENTER ST, SHERMAN, TX 75092-7200

Mortgage

Document Number	0000011294
Date	Apr 9, 2021
Instrument	2021-00011294

Lender

Name	JOSHUA LEE WILLEFORD ETUX
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 30, 2018
Property Address	2605 W CENTER ST, SHERMAN, TX 75092-7200
Document Number	0000009342
Instrument Date	Apr 25, 2018
Instrument	9342
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	RED RIVER TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2605 W CENTER ST SHERMAN TX 750927200, SHERMAN, TX 75092-7200

Mortgage

Document Number	9343
Date	Apr 30, 2018
Instrument	9343

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DURANT, OK 74701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 5, 2017
Property Address	2605 W CENTER ST, SHERMAN, TX 75092-7200
Document Number	0000007158
Book / Page	005978 / 000048
Instrument Date	Apr 4, 2017
Instrument	7158
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 7, 2017
Title Company	CHAPIN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 586 POTTSBORO TX 750760586, POTTSBORO, TX 75076-0586

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	2605 W CENTER ST, SHERMAN, TX 75092-7200
Document Number	0000009394
Book / Page	005993 / 000128
Instrument Date	Mar 28, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1716 DAVY LN DENISON TX 750200614, DENISON, TX 75020-0614

Mortgage

Document Number	0000009394
Date	May 4, 2017
Book Page	005993/000128
Instrument	9394

Lender

Name	AMERISTATE BK
Type	Bank
Address	ATOKA, OK 74525

Agreement

Term	12 Months
Due	May 3, 2018

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$335,752 (-7.9%) Land $56,812 Building $278,940	$335,752 (-7.9%) Land $56,812 Building $278,940
2024	$6,313.00 (+3.59%)
2023		$364,534 Land $54,408 Building $310,126	$364,534 Land $54,408 Building $310,126
2022	$6,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2007–2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50

May also be available: Nextlink, TekWav, Verizon.

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