2605 W Adams St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2605 W Adams St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1961
Lot Size0.183 acres (7,980 sqft)
OwnerCompany Name on File
Last Sale$98,750 (Apr 2014)
Tax Bill$2,325 (2025)
Flood ZoneZone X (minimal risk)
APN047830A000

Property Details

APN / Parcel Number

Primary APN047830A000
Alternative APN
  • 6-006B-4071-02-0026.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area1,920 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Finished Basement480 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,980 sqft (0.183 acres)
Lot Dimensions114 ft deep x 70 ft wide
Garage TypeCarport
Garage Area308 sqft
CarportCarport
Carport Area308 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area80 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number047830A000
Street Address2605 W ADAMS ST
CitySAINT CHARLES
StateMO
Zip63301-4601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionELMWOOD MANOR #2 BLK 2 LOT 26
Legal SubdivisionELMWOOD MANOR #2
Legal Block2
Legal Lot Number26
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1018
Census Tract310301

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address143 AVONDALE MEADOWS DR, WENTZVILLE, MO 63385-6629
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2014 · Amount on File
Deed SaleApr 29, 2014 · Amount on File
Prior SaleJan 9, 2014
Deed Document Number2014216320
Deed Book / Page6180 / 1705
Prior Transfer DateAug 28, 2000
Prior Transfer Doc0000055716
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,948 (-)$194,461 (-) Land $50,000 Building $144,461
2025$2,325.00$36,948 (+8.55%)$194,461 (+8.55%) Land $50,000 Building $144,461
2023$34,038
2022$179,148 Land $50,000 Building $129,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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