Montgomery County property record for 2605 Terrapin Rd, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,860 sqft · built 1950 |
| Lot Size | 0.184 acres (8,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Dec 2018) |
| Tax Bill | $5,857 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01251603 |
| Primary APN | 13-01251603 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,008 sqft (0.184 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01251603 |
|---|---|
| Street Address | 2605 TERRAPIN RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-5020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | GLENMONT VILLAGE |
| Legal Subdivision | GLENMONT VILLAGE |
| Legal Block | 10 |
| Legal Lot Number | 21 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 703403 |
Source: Montgomery County records · APN 13-01251603
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2605 TERRAPIN RD, SILVER SPRING, MD 20906-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Dec 27, 2018 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on Record |
| Deed Sale | Dec 27, 2018 · Amount on Record |
| Prior Sale | Aug 30, 2001 |
| Deed Book / Page | 57024 / 319 |
| Prior Transfer Date | Dec 09, 2011 |
| Prior Transfer Doc | 0431490043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2605 TERRAPIN RD, SILVER SPRING, MD 20906-5020 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | AESTAR LLC |
| Name | Verified Name |
|---|
| Document Number | 0614970313 |
|---|---|
| Date | Jan 04, 2021 |
| Book Page | 61497/313 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2605 TERRAPIN RD, SILVER SPRING, MD 20906-5020 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0579360213 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 57936/213 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 27, 2018 |
| Property Address | 2605 TERRAPIN RD, SILVER SPRING, MD 20906-5020 |
| Document Number | 0570240319 |
| Book / Page | 57024 / 319 |
| Map Reference | MB 34 PL 2297 |
| Instrument Date | Dec 07, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,937.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2605 TERRAPIN RD, SILVER SPRING, MD 20906-5020 |
| Document Number | 0057024330 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 57024/330 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,767 (+10.84%) | $659,700 (+32.52%) Land $163,300 Building $496,400 | |
| 2025 | $5,857.00 (-2.55%) | $497,800 (+18.67%) Land $163,300 Building $334,500 | $497,800 (-) Land $163,300 Building $334,500 |
| 2024 | $6,010.00 (+44.58%) | ||
| 2023 | $419,467 | $497,800 Land $163,300 Building $334,500 | |
| 2022 | $4,157.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Radiate Holdings, T-Mobile USA.
Based on FCC filings for 641 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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