2605 SW 3rd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2605 SW 3rd Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,457 sqft · built 2001
Lot Size0.685 acres (29,839 sqft)
Owner2 Owner Names on File
Tax Bill$1,613 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN1-28-37-35-0030-00110-0060

Property Details

APN / Parcel Number

Primary APN1-28-37-35-0030-00110-0060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,457 sqft Heated Area
Gross Area1,953 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area29,839 sqft (0.685 acres)
Lot Dimensions157 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2605 SW 3RD AVE
CityOKEECHOBEE
StateFL
Zip34974-5845
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRENFROE PARK (PLAT BOOK 2 PAGE 55) LOTS 1, 2, 6 & 7 BLOCK 11 & ADJACENT VACATED 15 FEET ALLEY (ORB 445 PG 310)
Legal Range35E
Legal Township37S
Legal Section28
Legal SubdivisionRENFROE PARK
Legal Block11
Legal Lot Number1 2
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group5
Census Block5033
Census Tract910601

Owner

Source: Okeechobee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address2605 SW 3RD AVE, OKEECHOBEE, FL 34974-5845
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 17, 2009
Transfer Doc0006800422
Record UpdatedJun 8, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address2605 SW 3RD AVE, OKEECHOBEE, FL 34974-5845
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008170424
DateDec 10, 2018
Book Page0817/0424
Instrument2018014473
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueNov 16, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,613.00 (-25.32%) Homeowner's exemption$158,295 (+5.99%)$350,663 (+7.69%) Land $75,000 Building $275,663
2023$2,160.00 (+13.33%) Homeowner's exemption$149,353 (+7.99%)$325,619 (+30.1%) Land $64,000 Building $261,619
2022$1,906.00 Homeowner's exemption$138,298$250,280 Land $45,000 Building $205,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (2004–2012)
Claims Outside the SFHA9 of 10
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 5 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on SW 3rd Ave

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