McHenry County property record for 2605 Stilling Ln, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,806 sqft · built 1993 |
| Lot Size | 5.18 acres (225,641 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Jun 2017) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-13-201-014 |
| Primary APN | 14-13-201-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 6 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,806 sqft Living Area |
| 1st Floor Area | 1,778 sqft |
| Basement Area | 1,462 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 225,641 sqft (5.18 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2605 STILLING LN |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-2744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0021551 PT W1/2 NE1/4 |
| Legal Subdivision | NONE |
| Legal Block | 201 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 870810 |
Source: McHenry County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2605 STILLING LN, MCHENRY, IL 60050-2744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Nov 1, 2019 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Jun 14, 2017 | Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2017 · Amount on Record |
| Deed Sale | Jun 14, 2017 · Amount on Record |
| Deed Document Number | 201721551 |
| Prior Transfer Date | Jun 10, 2008 |
| Prior Transfer Doc | 0000037884 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 15, 2026 |
| Property Address | 2605 STILLING LN, MCHENRY, IL 60050-2744 |
| Document Number | 0000016766 |
| Instrument Date | May 21, 2026 |
| Instrument | 202616766 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2605 STILLING LN, MCHENRY, IL 60050-2744 |
| Document Number | 0000016766, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 202616766 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2605 STILLING LN, MCHENRY, IL 60050-2744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037353 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 2019R0037353 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 14, 2017 |
| Property Address | 2605 STILLING LN, MCHENRY, IL 60050-2744 |
| Document Number | 0000021551 |
| Instrument Date | Jun 5, 2017 |
| Instrument | 2017R0021551 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $622.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3930 RFD LONG, LONG GROVE, IL 60047-7919 |
| Document Number | 0000021552 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017R0021552 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Secondary School District | Community High School District 155 (09 - 12) |
| Elementary School District | Prairie Grove Community School District 46 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $189,418 (+21.94%) Land $47,350 Building $142,068 | $568,254 (+21.94%) Land $142,050 Building $426,204 | |
| 2022 | Disabled Person's exemption Veteran's exemption | $155,342 Land $38,832 Building $116,510 | $466,026 Land $116,496 Building $349,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 52 (1978–2026) |
| Claims Outside the SFHA | 4 of 52 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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