Hillsborough County property record for 2605 Stearns Rd, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,641 sqft · built 1987 |
| Lot Size | 0.499 acres (21,729 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $263,000 (Apr 2021) |
| Tax Bill | $4,349 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 087396-0178 |
| Primary APN | 087396-0178 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,641 sqft Living Area |
| Gross Area | 2,589 sqft |
| 1st Floor Area | 1,641 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,729 sqft (0.499 acres) |
| Lot Dimensions | 184 ft deep x 121 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 507 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0873960178 |
|---|---|
| Street Address | 2605 STEARNS RD |
| City | VALRICO |
| State | FL |
| Zip | 33596-6457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AS-1 |
| Legal Description | N 208.8 FT OF W 121.09 FT OF E 871.61 FT OF SE 1/4 OF NE 1/4 LESS N 25 FT FOR RD |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 4 |
| Legal Lot Number | 29650 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13208 |
2605 Stearns Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2605 STEARNS RD, VALRICO, FL 33596-6457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Apr 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on File |
| Deed Sale | Apr 16, 2021 · Amount on File |
| Prior Sale | Jul 31, 2001 · Amount on File |
| Deed Document Number | 2021190645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 16, 2021 |
| Property Address | 2605 STEARNS RD, VALRICO, FL 33596-6457 |
| Document Number | 2021190645 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021190645 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2021 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,841.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9787 TRANQUILITY LAKE CIR # CIR107, 9787, RIVERVIEW, FL 33578-4057 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2605 STEARNS RD, VALRICO, FL 33596-6457 |
| Document Number | 2021190646 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021190646 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Apr 16, 2021 |
| Property Address | 2605 STEARNS RD, VALRICO, FL 33596-6457 |
| Document Number | 0000190645 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021190645 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | HILLSBOROUGH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,841.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9787 TRANQUILITY LAKE CIR # CIR107, CIR107, RIVERVIEW, FL 33578-4057 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2605 STEARNS RD, VALRICO, FL 33596-6457 |
| Document Number | 0000190646 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021190646 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 2605 Stearns Rd was $4,349 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,025 (+2.7%) | $267,403 (+2.33%) Land $99,596 Building $167,807 | |
| 2025 | $4,349.00 Homeowner's exemption | $247,347 | $261,324 Land $90,935 Building $170,389 |
| 2023 | $3,847.00 (+5.05%) Homeowner's exemption | $233,375 (+3%) | $246,171 (+8.65%) Land $77,944 Building $168,227 |
| 2022 | $3,662.00 Homeowner's exemption | $226,578 Land $64,954 Building $161,624 | $226,578 Land $64,954 Building $161,624 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2605 Stearns Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2605 Stearns Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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