2605 Settlement Rd, Copperas Cove, TX 76522 Property Records

Lampasas County property record for 2605 Settlement Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2,535 sqft · built 2019
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$262,640 (Sep 2022)
Tax Bill	$7,222 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Jul 2021 Mortgage + 1 more
APN	`11156-005-004-00`

Property Details

APN / Parcel Number

Primary APN	`11156-005-004-00`
Alternative APN	`150643`

Interior

Building Area	2,535 sqft Total Area
1st Floor Area	1,883 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	140 sqft

Location & Zoning

Account Number	11156-005-004-00
Street Address	2605 SETTLEMENT RD
City	COPPERAS COVE
State	TX
Zip	76522-3588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 4 BLK: 5 SUB: SKYLINE RIDGE PH 1 LOCCD:127
Legal Subdivision	SKYLINE RIDGE
Legal Block	5
Jurisdiction	LAMPASAS TX
Township / Civil Division	LAMPASAS
Census Block Group	1
Census Block	1021
Census Tract	950304

Owner

Source: Lampasas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2605 SETTLEMENT RD, COPPERAS COVE, TX 76522-3588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Vendor's Lien, Transfer · VA Mortgage GATEWAY FIRST BANK
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 2, 2019	Vendor's Lien, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	2022194042
Deed Book / Page	605 / 613
Prior Transfer Date	Apr 1, 2019
Prior Transfer Doc	176162
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Sep 12, 2022
Property Address	2605 SETTLEMENT RD, COPPERAS COVE, TX 76522-3588
Document Number	0000194042
Map Reference	CAB 2 SL 93-96
Instrument Date	Sep 7, 2022
Instrument	194042
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 SETTLEMENT RD, COPPERAS COVE, TX 76522-3588

Mortgage

Document Number	0000194044
Date	Sep 12, 2022
Instrument	194044

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMPASAS TX
Property Address	2605 SETTLEMENT RD, COPPERAS COVE, TX 76522-3588
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	402/439
Date	Jul 2, 2021
Book Page	402/439
Instrument	187392

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

April 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LAMPASAS TX
Recording Date	Apr 2, 2019
Property Address	2605 SETTLEMENT RD, COPPERAS COVE, TX 76522-3588
Document Number	176162
Map Reference	CAB 2 SL 93-96
Instrument Date	Apr 1, 2019
Instrument	176162
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 SETTLEMENT RD, COPPERAS COVE, TX 76522-3588

Mortgage

Document Number	176163
Date	Apr 2, 2019
Instrument	176163

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Copperas Cove City
County	Lampasas County
Unified School District	Lampasas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,222.00 (+97.75%)	$322,190 (-4.82%) Land $12,420 Building $309,770	$322,190 (-4.82%) Land $12,420 Building $309,770
2025	$3,652.00 (+21.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$338,490 (-5.89%) Land $12,420 Building $326,070	$338,490 (-5.89%) Land $12,420 Building $326,070
2023		$359,680 Land $24,840 Building $334,840	$359,680 Land $24,840 Building $334,840
2022	$2,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2014–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 62% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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