2605 Saddleback St, Chula Vista, CA 91914 Property Records

San Diego County property record for 2605 Saddleback St, Chula Vista, CA 91914

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,675 sqft · built 1999
Lot Size0.134 acres (5,837 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Jun 2016)
Tax Bill$7,033 (2025)
Deeds & MortgagesNov 2020 Transfer
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN595-550-09-00

Property Details

APN / Parcel Number

Primary APN595-550-09-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,675 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area5,837 sqft (0.134 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2605 SADDLEBACK ST
CityCHULA VISTA
StateCA
Zip91914-2405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC6SF3
Legal DescriptionLOT 9 TR 013447
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract013447
Legal Block3
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract13424

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2605 SADDLEBACK ST, CHULA VISTA, CA 91914-2405
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2020Quit Claim Deed, Transfer
LAWYERS TITLE
Nov 24, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Nov 24, 2020Quit Claim Deed, Transfer
LAWYERS TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2016 · Amount on Record
Deed SaleJun 10, 2016 · Amount on Record
Prior SaleJan 11, 1999 · Amount on Record
Deed Document Number2016287067
Last Transfer DateNov 9, 2020
Transfer Doc0000747867
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 24, 2020
Property Address2605 SADDLEBACK ST, CHULA VISTA, CA 91914-2405
Document Number0000747866
Instrument DateNov 9, 2020
Instrument747866
Transaction TypeTransfer
Record UpdatedDec 3, 2020
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2605 SADDLEBACK ST CHULA VISTA CA 919142405, CHULA VISTA, CA 91914-2405

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 24, 2020
Property Address2605 SADDLEBACK ST, CHULA VISTA, CA 91914-2405
Document Number0000747867
Map ReferenceMAP 13447
Instrument DateNov 9, 2020
Instrument2020-0747867
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 SADDLEBACK ST, CHULA VISTA, CA 91914-2405

Mortgage

Document Number0000747868
DateNov 24, 2020
Instrument2020-0747868
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 24, 2020
Property Address2605 SADDLEBACK ST, CHULA VISTA, CA 91914-2405
Document Number0000747869
Instrument DateNov 9, 2020
Instrument747869
Transaction TypeTransfer
Record UpdatedDec 3, 2020
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2605 SADDLEBACK ST CHULA VISTA CA 919142405, CHULA VISTA, CA 91914-2405

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$615,680 (+2%) Land $225,240 Building $390,440
2025$7,033.00 (+5.43%) Homeowner's exemption$603,609 (+4.04%) Land $220,824 Building $382,785
2023$6,671.00 (+2.9%) Homeowner's exemption$580,172 Land $212,250 Building $367,922
2022$6,483.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Fiber · Cable in parts of the area
1,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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