2605 Ridge Rd, Lubbock, TX 79403 Property Records

Lubbock County property record for 2605 Ridge Rd, Lubbock, TX 79403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,033 sqft · built 1955
Lot Size	0.633 acres (27,584 sqft)
Owner	Individual Name on Record
Tax Bill	$1,767 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R121337`

Property Details

APN / Parcel Number

Primary APN	`R121337`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,033 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,584 sqft (0.633 acres)
Lot Dimensions	227 ft deep x 121 ft wide
Garage Area	528 sqft
Canopy	649 sqft
Storage Building	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2605 RIDGE RD
City	LUBBOCK
State	TX
Zip	79403-2011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	VALLEY VIEW BLK 4 L 5 LESS N57'
Legal Subdivision	VALLEY VIEW
Legal Block	4
Legal Lot Number	70
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1003
Census Tract	100

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2605 RIDGE RD, LUBBOCK, TX 79403-2011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2020	Deed of Trust, Mortgage TEXAS TECH FCU
Jun 19, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2020
Deed Sale	Apr 23, 2020
Prior Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	2018022926
Prior Transfer Date	Jun 19, 2018
Prior Transfer Doc	2018022926
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2605 RIDGE RD, LUBBOCK, TX 79403-2011
Document Number	0000044781
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2605 RIDGE RD LUBBOCK TX 794032011, LUBBOCK, TX 79403-2011

Mortgage

Document Number	0000044781
Date	Oct 7, 2020
Instrument	44781

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	1802 TEXAS TECH PKWY, LUBBOCK, TX 79409-4104

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 6, 2035

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 19, 2018
Property Address	2605 RIDGE RD, LUBBOCK, TX 79403-2011
Document Number	0000022926
Instrument Date	Jun 18, 2018
Instrument	22926
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 RIDGE RD LUBBOCK TX 794032011, LUBBOCK, TX 79403-2011

Mortgage

Document Number	22927
Date	Jun 19, 2018
Instrument	22927

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,767.00 (-25%) Homeowner's exemption	$277,472 (+21%) Land $63,500 Building $238,969	$302,469 (+25.89%) Land $63,500 Building $238,969
2024	$2,356.00 (-0.13%)
2023	$2,359.00 (-30.25%) Homeowner's exemption	$229,315 Land $10,311 Building $229,949	$240,260 Land $10,311 Building $229,949
2022	$3,382.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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