2605 Overlook Point Dr, Escondido, CA 92029 Property Records

San Diego County property record for 2605 Overlook Point Dr, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,922 sqft · built 2017
Lot Size0.85 acres (3,694 sqft)
OwnerCompany Name on File
Last Sale$635,000 (Jul 2019)
Tax Bill$13,130 (2025)
Deeds & MortgagesDec 2021 Transfer
Apr 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN235-561-24-00

Property Details

APN / Parcel Number

Primary APN235-561-24-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,922 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area3,694 sqft (0.85 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2605 OVERLOOK POINT DR
CityESCONDIDO
StateCA
Zip92029-2600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS88
Legal DescriptionLOT 48 TR 015888
Legal SubdivisionESCONDIDO 5365-1
Legal Tract015888
Legal Block1
Legal Lot Number48
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1065
Census Tract20313

Owner

2605 Overlook Point Dr is owned by a company that acquired it in October 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Intrafamily Transfer, Transfer
Apr 19, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 8, 2019Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Feb 13, 2018Quit Claim Deed, Transfer
Quitclaim
Sep 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES HM EQUITY
Aug 25, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2019 · Amount on File
Deed SaleJul 8, 2019 · Amount on File
Prior SaleAug 25, 2017 · Amount on File
Deed Document Number2019269687
Last Transfer DateOct 28, 2021
Transfer Doc0000864533
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 23, 2021
Property Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Document Number0000864533
Map ReferenceMAP 15888
Instrument DateOct 28, 2021
Instrument2021-0864533
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateApr 19, 2021
Property Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Document Number0000302865
Instrument DateApr 14, 2021
Instrument2021-0302865
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600

Mortgage

Document Number0000302866
DateApr 19, 2021
Instrument2021-0302866
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 8, 2019
Property Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Document Number0000269687
Instrument DateMay 3, 2019
Instrument269687
Transaction TypeTransfer
Record UpdatedJul 19, 2019
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2605 OVERLOOK POINT DR ESCONDIDO CA 920292600, ESCONDIDO, CA 92029-2600

Mortgage

Document Number269688
DateJul 8, 2019
Instrument269688
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 7, 2049

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 13, 2018
Property Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Document Number0000057396
Instrument DateFeb 12, 2018
Instrument57396
Transaction TypeTransfer
Record UpdatedFeb 19, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2605 OVERLOOK POINT DR ESCONDIDO CA 920292600, ESCONDIDO, CA 92029-2600

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Document Number0000432081
Instrument DateSep 16, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2605 OVERLOOK POINT DR ESCONDIDO CA 920292600, ESCONDIDO, CA 92029-2600

Mortgage

Document Number0000432081
DateSep 21, 2017
Instrument432081
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37207
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 20, 2047

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2017
Property Address2605 OVERLOOK POINT DR, ESCONDIDO, CA 92029-2600
Document Number0000389022
Instrument DateMar 16, 2017
Instrument389022
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE HSD

Transaction

AmountAmount on Record
Tax$629.75
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2605 OVERLOOK POINT DR ESCONDIDO CA 920292600, ESCONDIDO, CA 92029-2600

Tax Assessment & Valuation

The 2025 property tax bill for 2605 Overlook Point Dr was $13,130 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$708,237 (+2%) Land $293,937 Building $414,300
2025$13,130.00 Homeowner's exemption$694,351 Land $288,174 Building $406,177
2023$12,462.00 (+1.82%) Homeowner's exemption$667,390 Land $276,985 Building $390,405
2022$12,239.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2605 Overlook Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2605 Overlook Point Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINCON DEL DIABLO MWD (ID-1)
serves 28,427 people · EPA ID CA3710018
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Overlook Point Dr

Nearby Streets

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