2605 Osprey Way, Frederick, MD 21701 Property Records

Frederick County property record for 2605 Osprey Way, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 2,136 sqft · built 2013
Lot Size	0.027 acres (1,180 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (May 2021)
Tax Bill	$6,009 (2023)
Deeds & Mortgages	Oct 2022 Foreclosure Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-588630`

Property Details

APN / Parcel Number

Primary APN	`02-588630`
Alternative APN	`588630`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,136 sqft Total Area

Exterior

Year Built	Built 2013
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,180 sqft (0.027 acres)
Garage Type	Built-in
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	588630
Street Address	2605 OSPREY WAY
City	FREDERICK
State	MD
Zip	21701-1917
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 101 PHASE 1 PLAT 1,180 SQ FT MARKET SQUARE AT FREDERI
Legal Subdivision	MARKET SQUARE/FREDERICK
Legal Phase	1
Legal Lot Number	101
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3026
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2605 OSPREY WAY, FREDERICK, MD 21701-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Trustee's Deed, Foreclosure · Conventional Mortgage UNITED FCU
Jun 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
May 6, 2021	Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC
Jun 5, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	May 6, 2021 · Amount on Record
Deed Document Number	0148520236
Deed Book / Page	14852 / 236
Last Transfer Date	Oct 7, 2022
Transfer Doc	0161690197
Record Updated	Jun 7, 2026

October 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 7, 2022
Property Address	2605 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0161690197
Book / Page	16169 / 197
Map Reference	MB 91 PG 21-23
Instrument Date	Sep 30, 2022
Transaction Type	Foreclosure
Record Updated	Aug 14, 2023
Title Company	LAWYERS EXPRESS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2605 OSPREY WAY, FREDERICK, MD 21701-1917

Mortgage

Document Number	0161690206
Date	Oct 7, 2022
Book Page	16169/206

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2605 OSPREY WAY, FREDERICK, MD 21701-1917
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0119060176
Date	Jun 30, 2017
Book Page	11906/0176
Instrument	11906-0176

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 6, 2021
Property Address	2605 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0148520236
Book / Page	14852 / 236
Map Reference	MB 91 PG 21-23
Instrument Date	Apr 23, 2021
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2605 OSPREY WAY, FREDERICK, MD 21701-1917

Mortgage

Document Number	0148520241
Date	May 6, 2021
Book Page	14852/241

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company
Address	FRONT ROYAL, VA 22630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 5, 2017
Property Address	2605 OSPREY WAY, FREDERICK, MD 21701-1917
Document Number	0118510268
Book / Page	011851 / 000268
Instrument Date	May 30, 2017
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2605 OSPREY WAY FREDERICK MD 217011917, FREDERICK, MD 21701-1917

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,009.00 (+6.98%) Homeowner's exemption	$329,400 (+6.71%)	$370,800 (+20.12%) Land $75,000 Building $295,800
2022	$5,617.00	$308,700 Land $75,000 Building $233,700	$308,700 Land $75,000 Building $233,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Glo Fiber.

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