2605 Moss Oak Ct, Modesto, CA 95355 Property Records

Stanislaus County property record for 2605 Moss Oak Ct, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,797 sqft · built 1985
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,683 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077-013-022-000`

Property Details

APN / Parcel Number

Primary APN	`077-013-022-000`
Alternative APN	`0771322`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,797 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Patio Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0771322
Street Address	2605 MOSS OAK CT
City	MODESTO
State	CA
Zip	95355-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ESTATES NO 2 BLK 11129 LOT 9
Legal Subdivision	OAKWOOD ESTATES NO 2
Legal Block	11129
Legal Lot Number	9
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2010
Census Tract	913

Owner

Source: Stanislaus County records · APN 077-013-022-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2605 MOSS OAK CT, MODESTO, CA 95355-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2004
Deed Sale	Dec 29, 2004
Prior Sale	Oct 17, 2002 · Amount on Record
Deed Document Number	2004R0215417
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2605 MOSS OAK CT, MODESTO, CA 95355-9439
Document Number	0000076427
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2605 MOSS OAK CT MODESTO CA 953559439, MODESTO, CA 95355-9439

Mortgage

Document Number	0000076427
Date	Oct 17, 2017
Instrument	76427

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 16, 2032

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,683.00 (+3.89%) Homeowner's exemption	$340,338 (+4.04%) Land $79,647 Building $260,691
2023	$3,545.00 (+4.26%) Homeowner's exemption	$327,124 Land $76,555 Building $250,569
2022	$3,400.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 23, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

Based on FCC filings for 836 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MODESTO serves 218,915 people
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.