2605 Millstone Loop, Ellensburg, WA 98926 Property Records

Kittitas County property record for 2605 Millstone Loop, Ellensburg, WA 98926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 2008
Lot Size	0.192 acres (8,402 sqft)
Owner	Individual Name on File
Last Sale	$309,500 (Oct 2018)
Deeds & Mortgages	Dec 2020 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-18-25065-0082`

Property Details

APN / Parcel Number

Primary APN	`18-18-25065-0082`
Alternative APN	`949749`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,402 sqft (0.192 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	227 sqft
Deck Area	87 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2605 MILLSTONE LOOP
City	ELLENSBURG
State	WA
Zip	98926-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDER'S MILL PLAT PHASES 4, 5 & 6, LOT 82; SEC 25; TWP 18; RGE 18
Legal Range	18
Legal Township	18
Legal Section	25
Legal Subdivision	SANDERS MILL PH 04-6
Legal Lot Number	82
Jurisdiction	KITTITAS WA
Township / Civil Division	ELLENSBURG
Census Block Group	3
Census Block	3002
Census Tract	975404

Owner

2605 Millstone Loop is owned and occupied by an individual who bought it in October 2018.

Source: Kittitas County records, as of October 30, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2605 MILLSTONE LOOP, ELLENSBURG, WA 98926-5462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 9, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on File
Deed Sale	Oct 9, 2018 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	0020182215
Deed Book / Page	2018 / 2215
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITTITAS WA
Property Address	2605 MILLSTONE LOOP, ELLENSBURG, WA 98926-5462
Document Number	0001200008
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2605 MILLSTONE LOOP ELLENSBURG WA 989265462, ELLENSBURG, WA 98926-5462

Mortgage

Document Number	0001200008
Date	Jan 20, 2021
Instrument	1200008

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2036

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Oct 9, 2018
Property Address	2605 MILLSTONE LOOP, ELLENSBURG, WA 98926-5462
Document Number	0010090007
Map Reference	MB 10 PG 3&4
Instrument Date	Oct 8, 2018
Instrument	201810090007
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,740.35
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 MILLSTONE LOOP, ELLENSBURG, WA 98926-5462

Mortgage

Document Number	0010090008
Date	Oct 9, 2018
Instrument	201810090008

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KITTITAS WA
Recording Date	Jul 7, 2017
Property Address	2605 MILLSTONE LOOP, ELLENSBURG, WA 98926-5462
Document Number	0007070020
Map Reference	PL 10 PG 3-4
Instrument Date	Jul 6, 2017
Instrument	201707070020
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount on Record
Tax	$4,350.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 MILLSTONE LOOP, ELLENSBURG, WA 98926-5462

Tax Assessment & Valuation

Source: Kittitas County assessment roll, as of September 30, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Kittitas County
Municipality	Ellensburg City
Unified School District	Ellensburg School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$422,630 Land $94,970 Building $327,660	$422,630 Land $94,970 Building $327,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2605 Millstone Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2605 Millstone Loop is high, ranking above 85% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 64% of Washington
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Gigabeam Internet Fixed Wireless	300 / 300

May also be available: Lightcurve, Verizon.

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