2605 Mill Race Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2605 Mill Race Rd, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3.5 ba · 3,755 sqft · built 2004
Lot Size0.107 acres (4,656 sqft)
Owner2 Individual Names on Record
Last Sale$401,652 (Mar 2005)
Tax Bill$9,319 (2025)
Flood ZoneZone X (minimal risk)
APN02-234971

Property Details

APN / Parcel Number

Primary APN02-234971
Alternative APNs
  • 2234971
  • 234971

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,755 sqft Living Area
Gross Area4,175 sqft
1st Floor Area1,829 sqft
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area4,656 sqft (0.107 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area166 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number234971
Street Address2605 MILL RACE RD
CityFREDERICK
StateMD
Zip21701-6805
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePND
Legal DescriptionLOT 210 SEC 7A PL 2 4,656 SQ. FT. MILL ISLAND AT WORMANS MILL
Legal SubdivisionISLAND AT WORMANS MILL
Legal Lot Number210
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group2
Census Block2006
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2605 MILL RACE RD, FREDERICK, MD 21701-6805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2005 · Amount on Record
Deed SaleMar 1, 2005 · Amount on Record
Deed Document Number200551335
Deed Book / Page5161 / 374
Last Transfer DateMay 2, 2013
Transfer Doc0095340435
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$570,167 (+4.85%)$622,900 (+14.55%) Land $140,000 Building $482,900
2025$9,319.00 (+4.67%) Homeowner's exemption$543,800 (+15.44%) Land $90,000 Building $453,800$543,800 (-) Land $90,000 Building $453,800
2024$8,903.00 (+7.15%)
2023$8,309.00 Homeowner's exemption$471,067$543,800 Land $90,000 Building $453,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Mill Race Rd

Nearby Streets

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