2605 Limestone Ter, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2605 Limestone Ter, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	1,151 sqft · built 1977
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$105,700 (Apr 2010)
Tax Bill	$1,391 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
APN	`03-8.0-33-001-000-041.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-33-001-000-041.000`

Interior

Building Area	1,151 sqft Base Area
1st Floor Area	1,151 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	39.8 ft deep x 161 ft wide

Location & Zoning

Street Address	2605 LIMESTONE TER
City	SAINT JOSEPH
State	MO
Zip	64505-1527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:ROCK HILL ADDITION LOT:25 BLK:LGL DESC:
Legal Subdivision	ROCK HILL ADDITION
Legal Lot Number	25
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 8645, SAINT JOSEPH, MO 64508-8645
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2010 · Amount on Record
Deed Sale	Apr 30, 2010 · Amount on Record
Prior Sale	Nov 2, 2009 · Amount on Record
Deed Document Number	20104489
Deed Book / Page	3207 / 726
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2605 LIMESTONE TER, SAINT JOSEPH, MO 64505-1527
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE NCS-ON, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 LIMESTONE TER, SAINT JOSEPH, MO 64505-1527

Mortgage

Document Number	3759/320
Date	Feb 26, 2021
Book Page	3759/320
Instrument	2021001962

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	CAMERON, MO 64429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,391.00 (+0.07%)	$19,320 (+5.57%) Land $4,370 Building $14,950	$101,730 (+5.62%) Land $23,020 Building $78,710
2024	$1,390.00 (+15.07%)
2023	$1,208.00 (-0.66%)	$18,300 (-) Land $4,370 Building $13,930	$96,320 (-) Land $23,020 Building $73,300
2022	$1,216.00	$18,300 Land $4,370 Building $13,930
2021			$96,320 Land $23,020 Building $73,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20