2605 Laurel Ln, Plano, TX 75074 Property Records

Collin County property record for 2605 Laurel Ln, Plano, TX 75074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,904 sqft · built 1976
Owner	Individual Name on File
Tax Bill	$4,969 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-0348-003-0160-1`

Property Details

APN / Parcel Number

Primary APN	`R-0348-003-0160-1`
Alternative APN	`170674`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	2,322 sqft
2nd Floor Area	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	1,018 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	170674
Street Address	2605 LAUREL LN
City	PLANO
State	TX
Zip	75074-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLANO EAST PHASE ONE (CPL), BLK C, LOT 16
Legal Subdivision	PLANO EAST PHASE ONE (CPL)
Legal Phase	1
Legal Block	C
Legal Lot Number	16
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3001
Census Tract	32008

Owner

2605 Laurel Ln is owned and occupied by an individual who acquired it in November 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2605 LAUREL LN, PLANO, TX 75074-4807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Vendor's Lien, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 9, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jan 4, 2017	Warranty Deed, Transfer BENCHMARK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023
Deed Sale	Nov 8, 2023
Prior Sale	Apr 9, 2021
Deed Document Number	2023000128810
Record Updated	Jun 8, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Nov 8, 2023
Property Address	2605 LAUREL LN, PLANO, TX 75074-4807
Document Number	2023000128810
Map Reference	VOL 8 PG 37
Instrument Date	Nov 6, 2023
Instrument	2023000128810
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20331 TOWERING CYPRESS DR, CYPRESS, TX 77433-6224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 LAUREL LN, PLANO, TX 75074-4807

Mortgage

Document Number	2023000128811
Date	Nov 8, 2023
Instrument	2023000128811

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Apr 9, 2021
Property Address	2605 LAUREL LN, PLANO, TX 75074-4807
Document Number	0000720190
Map Reference	VOL 8 PG 37
Instrument Date	Mar 29, 2021
Instrument	20210409000720190
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 LAUREL LN, PLANO, TX 75074-4807

Mortgage

Document Number	0000720200
Date	Apr 9, 2021
Instrument	20210409000720200

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 4, 2017
Property Address	2605 LAUREL LN, PLANO, TX 75074-4807
Document Number	0000008870
Instrument Date	Jan 3, 2017
Instrument	8870
Transaction Type	Transfer
Record Updated	Jan 19, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	831 DUBLIN DR #B RICHARDSON TX 750806745, B, RICHARDSON, TX 75080-6745

Mortgage

Document Number	8880,
Date	Jan 4, 2017
Instrument	8880

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,669 Land $95,000 Building $267,669	$362,669 Land $95,000 Building $267,669
2024	$4,969.00
2023		$417,830 Land $95,000 Building $322,830	$417,830 Land $95,000 Building $322,830
2022	$6,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2605 Laurel Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2605 Laurel Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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