2605 Holderness Ln, San Diego, CA 92154 Property Records

San Diego County property record for 2605 Holderness Ln, San Diego, CA 92154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,715 sqft · built 1980
Lot Size	0.175 acres (7,640 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Apr 1992)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`628-200-13-00`

Property Details

APN / Parcel Number

Primary APN	`628-200-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,715 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	7,640 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2605 HOLDERNESS LN
City	SAN DIEGO
State	CA
Zip	92154-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-6
Legal Description	LOT 13 TR 008928
Legal Subdivision	SUNBURST LA PALMA
Legal Tract	008928
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	10107

Owner

2605 Holderness Ln is owned and occupied by an individual who acquired it in July 2004.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2605 HOLDERNESS LN, SAN DIEGO, CA 92154-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 1992 · Amount on File
Deed Sale	Apr 17, 1992 · Amount on File
Prior Sale	Jul 7, 1989 · Amount on File
Deed Document Number	1992223267
Last Transfer Date	Jul 20, 2004
Transfer Doc	0000937399
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2605 HOLDERNESS LN, SAN DIEGO, CA 92154-1419
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 HOLDERNESS LN, SAN DIEGO, CA 92154-1419

Mortgage

Document Number	0000635188
Date	Sep 8, 2021
Instrument	2021-0635188

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2605 HOLDERNESS LN, SAN DIEGO, CA 92154-1419
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 HOLDERNESS LN, SAN DIEGO, CA 92154-1419

Mortgage

Document Number	0000256487
Date	Apr 2, 2021
Instrument	2021-0256487

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2605 HOLDERNESS LN, SAN DIEGO, CA 92154-1419
Document Number	0000419674
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 HOLDERNESS LN SAN DIEGO CA 921541419, SAN DIEGO, CA 92154-1419

Mortgage

Document Number	0000419674
Date	Oct 10, 2018
Instrument	419674

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 9, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 2605 Holderness Ln was $4,172 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Elementary School District	South Bay Union School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$310,200 (+2%) Land $109,749 Building $200,451
2025	$4,172.00 Homeowner's exemption	$304,119 Land $107,598 Building $196,521
2023	$3,392.00 (+1.98%) Homeowner's exemption	$292,312 Land $103,421 Building $188,891
2022	$3,326.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2605 Holderness Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2605 Holderness Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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