2605 Gum Rd, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 2605 Gum Rd, Chesapeake, VA 23321

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,462 sqft · built 2019
Lot Size	1.04 acres (45,607 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Nov 2022)
Tax Bill	$5,158 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2021 Refinance + 3 more
APN	`0090000000723`

Property Details

APN / Parcel Number

Primary APN	`0090000000723`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,462 sqft Living Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,607 sqft (1.04 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2605 GUM RD
City	CHESAPEAKE
State	VA
Zip	23321-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 GUM ROAD ESTATES
Legal Subdivision	MISC MAP 005,009,010, HOWELL/SADLER
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2040
Census Tract	21505

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC
Nov 13, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage CALIBER HOME LOANS INC
Nov 13, 2019	Warranty Deed, Subdivision Related Transfer ADVANCE TITLE & ABSTRACT INC
May 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Prior Sale	Nov 13, 2019 · Amount on Record
Deed Document Number	202233125
Deed Book / Page	10614 / 1311
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 2, 2022
Property Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513
Document Number	10614/1311
Book / Page	10614 / 1311
Instrument Date	Oct 28, 2022
Instrument	220033125
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513

Mortgage

Document Number	0220033126
Date	Nov 2, 2022
Instrument	220033126

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010295/101
Date	Jan 19, 2021
Book Page	10295/101
Instrument	210002734

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 13, 2019
Property Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513
Document Number	010078/775
Book / Page	10078 / 775
Instrument Date	Nov 8, 2019
Instrument	190031104
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	LAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513

Mortgage

Document Number	0190031105
Date	Nov 13, 2019
Instrument	190031105

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Nov 13, 2019
Property Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513
Document Number	10078/775
Book / Page	10078 / 775
Instrument Date	Nov 8, 2019
Instrument	190031104
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2021
Title Company	ADVANCE TITLE & ABSTRACT INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 22, 2017
Property Address	2605 GUM RD, CHESAPEAKE, VA 23321-1513
Document Number	09789/1786
Book / Page	9789 / 1786
Instrument Date	May 17, 2017
Instrument	170013706
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 CEDAR RD, CHESAPEAKE, VA 23322-5514
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,158.00 (+441.81%)	$510,700 (+17.46%) Land $165,000 Building $345,700	$510,700 (+17.46%) Land $165,000 Building $345,700
2023		$434,800 (+6.46%) Land $120,900 Building $313,900	$434,800 (+6.46%) Land $120,900 Building $313,900
2022		$408,400 Land $100,700 Building $307,700	$408,400 Land $100,700 Building $307,700
2019	$952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

2605 Gum Rd, Chesapeake, VA 23321 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Gum Rd

Nearby Streets

Search Property Records by Address or Parcel Number