2605 Garfield St, San Mateo, CA 94403 Property Records

San Mateo County property record for 2605 Garfield St, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,110 sqft · built 1941
Lot Size	0.151 acres (6,563 sqft)
Owner	2 Company Names on Record
Last Sale	$1,390,000 (Sep 2018)
Tax Bill	$19,467 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-372-170`

Property Details

APN / Parcel Number

Primary APN	`039-372-170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	740 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,563 sqft (0.151 acres)
Lot Dimensions	100 ft deep x 74 ft wide
Garage Area	230 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2605 GARFIELD ST
City	SAN MATEO
State	CA
Zip	94403-2321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 5 AMENDED MAP OF CASEY SUB RSM 24/3 CITY OF SAN MATEO
Legal Subdivision	CASEY SUB
Legal Lot Number	5
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3002
Census Tract	607400

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 22, 2022	Intrafamily Transfer, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 6, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Sep 10, 2018	Grant Deed, Transfer TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Mar 28, 2014 · Amount on Record
Deed Document Number	201870729
Prior Transfer Date	Jul 9, 1997
Prior Transfer Doc	0000166997
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321

Mortgage

Document Number	0000046059
Date	Sep 5, 2025
Instrument	2025-046059

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 22, 2022
Property Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321
Document Number	0000015708
Map Reference	MB 24 PG 3
Instrument Date	Feb 3, 2022
Instrument	2022-015708
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321

Mortgage

Document Number	0000025653
Date	Feb 16, 2021
Instrument	2021-025653

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321
Document Number	0000074802
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2605 GARFIELD ST SAN MATEO CA 944032321, SAN MATEO, CA 94403-2321

Mortgage

Document Number	0000074802
Date	Sep 13, 2019
Instrument	74802

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 10, 2018
Property Address	2605 GARFIELD ST, SAN MATEO, CA 94403-2321
Document Number	0000070729
Instrument Date	Sep 4, 2018
Instrument	70729
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,529.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2605 GARFIELD ST SAN MATEO CA 944032321, SAN MATEO, CA 94403-2321

Mortgage

Document Number	70730
Date	Sep 10, 2018
Instrument	70730

Lender

Name	TIAA FSB
Address	301 W BAY ST, JACKSONVILLE, FL 32202-5184

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,581,575 (+2%) Land $1,107,104 Building $474,471
2025	$19,467.00 (+3.31%)	$1,550,565 (+4.04%) Land $1,085,397 Building $465,168
2023	$18,844.00 (+1.32%)	$1,490,356 Land $1,043,250 Building $447,106	$1,366,740
2022	$18,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, GeoLinks.

Nearby Properties on Garfield St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures