2605 Eldridge Ave, Bellingham, WA 98225 Property Records

Whatcom County property record for 2605 Eldridge Ave, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1906
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$10,941 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`380224-112003-0000`

Property Details

APN / Parcel Number

Primary APN	`380224-112003-0000`
Alternative APNs	`546950` `506808` `50714`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,080 sqft
Basement Area	200 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2021
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	162 sqft
Deck Area	473 sqft
Patio Area	228 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	50714
Street Address	2605 ELDRIDGE AVE
City	BELLINGHAM
State	WA
Zip	98225-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	LOT B NICHOLS LLA AS REC AF 2090303775
Legal Range	02
Legal Township	38
Legal Section	24
Legal Subdivision	NICHOLS LLA
Legal Block	1
Legal Lot Number	B
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1015
Census Tract	402

Owner

2605 Eldridge Ave is owned and occupied by an individual who acquired it in December 2021.

Source: Whatcom County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	2605 ELDRIDGE AVE, BELLINGHAM, WA 98225-2015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage UMPQUA BANK
Dec 17, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BK
Feb 19, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Sep 27, 2019	Quit Claim Deed, Mortgage · VA Mortgage UMPQUA BK
Nov 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019
Deed Sale	Sep 27, 2019
Prior Sale	Sep 27, 2013 · Amount on File
Deed Document Number	2019903469
Last Transfer Date	Dec 17, 2021
Transfer Doc	0001202955
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2605 ELDRIDGE AVE, BELLINGHAM, WA 98225-2015
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001204131
Date	Dec 28, 2021
Instrument	2021-1204131

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 17, 2021
Property Address	2605 ELDRIDGE AVE, BELLINGHAM, WA 98225-2015
Document Number	0001202955
Map Reference	AF 2090303775
Instrument Date	Dec 17, 2021
Instrument	2021-1202955
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2605 ELDRIDGE AVE, BELLINGHAM, WA 98225-2015
Document Number	2200802983
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	CORPORATION SERVICES COMPANY, CORPORATION SVC CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2605 ELDRIDGE AVE BELLINGHAM WA 982252015, BELLINGHAM, WA 98225-2015

Mortgage

Document Number	2200802983
Date	Aug 19, 2020
Instrument	802983

Lender

Name	UMPQUA BK
Type	Bank
Address	PORTLAND, OR 97211

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 19, 2020
Property Address	2605 ELDRIDGE AVE, BELLINGHAM, WA 98225-2015
Document Number	2200201891
Instrument Date	Jan 22, 2020
Instrument	201891
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2605 ELDRIDGE AVE BELLINGHAM WA 982252015, BELLINGHAM, WA 98225-2015

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 27, 2019
Property Address	2605 ELDRIDGE AVE, BELLINGHAM, WA 98225-2015
Document Number	2190903469
Instrument Date	Sep 20, 2019
Instrument	903469
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 ELDRIDGE AVE BELLINGHAM WA 982252015, BELLINGHAM, WA 98225-2015

Mortgage

Document Number	2190903470
Date	Sep 27, 2019
Instrument	903470

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Nov 14, 2017
Property Address	2605 ELDRIDGE AVE, BELLINGHAM, WA 98225-2015
Document Number	2171101554
Instrument Date	Oct 31, 2017
Instrument	1101554
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2605 ELDRIDGE AVE BELLINGHAM WA 982252015, BELLINGHAM, WA 98225-2015

Tax Assessment & Valuation

The 2025 property tax bill for 2605 Eldridge Ave was $10,941.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,941.00	$1,377,373 Land $523,230 Building $854,143	$1,377,373 Land $523,230 Building $854,143
2022		$1,182,151 Land $449,070 Building $733,081	$1,182,151 Land $449,070 Building $733,081
2021	$7,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2605 Eldridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2605 Eldridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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